Contra Costa County property record for 1306 Scott St, El Cerrito, CA 94530
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,294 sqft · built 1950 |
| Lot Size | 0.095 acres (4,125 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,030,000 (May 2023) |
| Tax Bill | $14,839 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage May 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 502-500-014-1 |
| Primary APN | 502-500-014-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,294 sqft Living Area |
| 1st Floor Area | 1,294 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1955 |
| Lot Area | 4,125 sqft (0.095 acres) |
| Garage Type | Attached |
| Garage Area | 256 sqft |
| Parking Spaces | 1 Parking Space |
| Street Address | 1306 SCOTT ST |
|---|---|
| City | EL CERRITO |
| State | CA |
| Zip | 94530-2460 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | NORTH BERK TERR POR LOTS 20,21 & 22 BLK 2 |
| Legal Subdivision | NORTH BERKELEY TERRACE |
| Legal Block | 2 |
| Legal Lot Number | 20 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | WEST CONTRA COSTA |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 387000 |
Source: Contra Costa County assessment roll, APN 502-500-014-1, as of July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1306 SCOTT ST, EL CERRITO, CA 94530-2460 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Oct 08, 2025 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| May 30, 2023 | Grant Deed, Transfer · Conventional Mortgage KIND LENDING LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 30, 2023 · Amount on Record |
| Deed Sale | May 30, 2023 · Amount on Record |
| Deed Document Number | 202350797 |
| Prior Transfer Date | May 24, 2023 |
| Prior Transfer Doc | 0000050796 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 1306 SCOTT ST, EL CERRITO, CA 94530-2460 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2025 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Address | 1306 SCOTT ST, EL CERRITO, CA 94530-2460 |
| Document Number | 0000105385 |
|---|---|
| Date | Oct 08, 2025 |
| Instrument | 2025- 105385 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | 585 SOUTH BLVD E, PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2055 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | May 30, 2023 |
| Property Address | 1306 SCOTT ST, EL CERRITO, CA 94530-2460 |
| Document Number | 0000050797 |
| Map Reference | VOL 1 PG 26 |
| Instrument Date | Apr 25, 2023 |
| Instrument | 2023-050797 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 1306 SCOTT ST, EL CERRITO, CA 94530-2460 |
| Document Number | 0000050798 |
|---|---|
| Date | May 30, 2023 |
| Instrument | 2023-050798 |
| Name | KIND LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2053 |
Source: Contra Costa County assessment roll as of July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | El Cerrito City |
| Unified School District | West Contra Costa Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,093,043 (+2%) Land $902,026 Building $191,017 | |
| 2025 | $14,839.00 (+4.3%) Homeowner's exemption | $1,071,612 (+1,461.39%) Land $884,340 Building $187,272 |
| 2023 | $14,227.00 (+706.52%) Homeowner's exemption | $68,632 Land $25,926 Building $42,706 |
| 2022 | $1,764.00 |
Source: FEMA National Flood Hazard Layer, Contra Costa County (06013C), as of October 12, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 951 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sonic Telecom Fiber | 10,000 / 10,000 |
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Unwired Fixed Wireless | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Etheric Communications, LLC..
Source: EPA Safe Drinking Water Information System, water system CA0110005, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | EAST BAY MUD serves 1,468,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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