1400 Harding Ln, Silver Spring, MD 20905 Property Records

Montgomery County property record for 1400 Harding Ln, Silver Spring, MD 20905

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,600 sqft · built 1948
Lot Size	1.67 acres (73,180 sqft)
Owner	2 Individual Names on Record
Last Sale	$222,000 (Jan 2004)
Tax Bill	$6,945 (2025)
Deeds & Mortgages	Apr 2018 Mortgage Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-00273568`

Property Details

APN / Parcel Number

Primary APN	`05-00273568`
Alternative APN	`00273568`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,600 sqft Living Area
1st Floor Area	1,872 sqft
Basement Area	728 sqft
Finished Basement	728 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Townhouse
Exterior Material	Stucco
Roof Material	Composition Shingle
Lot Area	73,180 sqft
Garage Type	Detached
Garage Area	2,295 sqft
Parking Spaces	8 Parking Spaces

Exterior Amenities

Pool Area	595 sqft
Patio Area	540 sqft
Shed	1 Shed
Shed Area	1,548 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	00273568
Street Address	1400 HARDING LN
City	SILVER SPRING
State	MD
Zip	20905-4008
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE1
Legal Description	SNOWDENS MANOR ENL
Legal Subdivision	BEALLS MANOR
Legal Block	3
Legal Lot Number	1
Jurisdiction	MONTGOMERY MD
Township / Civil Division	5
Census Block Group	3
Census Block	3000
Census Tract	701408

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1400 HARDING LN, SILVER SPRING, MD 20905-4008
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2018	Deed of Trust, Mortgage · Commercial Mortgage SUNTRUST BANK
Jul 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage ALLIED FIRST BANK SB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 23, 2004 · Amount on Record
Deed Sale	Jan 23, 2004 · Amount on Record
Prior Sale	Jan 23, 2004 · Amount on Record
Deed Document Number	2004295147
Deed Book / Page	26518 / 179
Last Transfer Date	Jun 24, 2009
Transfer Doc	0000011887
Record Updated	Sep 20, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	1400 HARDING LN, SILVER SPRING, MD 20905-4008
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1400 HARDING LN, SILVER SPRING, MD 20905-4008

Mortgage

Document Number	0559480339
Date	Apr 27, 2018
Book Page	55948/339

Lender

Name	SUNTRUST BANK
Type	Bank
Address	NASHVILLE, TN 37214

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	1400 HARDING LN, SILVER SPRING, MD 20905-4008
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	CLIENTFIRST TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0599720044
Date	Jul 6, 2020
Book Page	59972/44

Lender

Name	ALLIED FIRST BANK SB
Type	Bank
Address	OSWEGO, IL 60543

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$620,200 (+4.86%) Land $275,000 Building $345,200	$620,200 (-) Land $275,000 Building $345,200
2025	$6,945.00 (-3.51%)	$591,467 (+10.76%)	$620,200 (+16.14%) Land $275,000 Building $345,200
2024	$7,198.00 (+26.7%)
2023		$534,000 Land $275,000 Building $259,000	$534,000 Land $275,000 Building $259,000
2022	$5,681.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Harding Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures