Kane County property record for 1315 Charles Ave, Algonquin, IL 60102
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1,840 sqft · built 1985 |
| Lot Size | 0.226 acres (9,853 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $6,724 (2025) |
| Deeds & Mortgages | Mar 2026 Transfer May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-03-232-003 |
| Primary APN | 03-03-232-003 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,840 sqft Living Area |
| Gross Area | 2,260 sqft |
| 1st Floor Area | 980 sqft |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Lot Area | 9,853 sqft (0.226 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|
| Street Address | 1315 CHARLES AVE |
|---|---|
| City | ALGONQUIN |
| State | IL |
| Zip | 60102-3771 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 158 RIVERWOOD ESTATES UNIT 3 SUBDIVISION: RIVERWOOD ESTATES RANGE CODE: 8 E TWSHP 42N |
| Legal Subdivision | RIVERWOOD ESTATES |
| Legal Block | 1 |
| Legal Lot Number | 158 |
| Legal Unit | 3 |
| Jurisdiction | KANE IL |
| Township / Civil Division | DUNDEE |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 850106 |
1315 Charles Ave is owned and occupied by two individuals who acquired it in March 2026.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11310 MACKEY ST, OVERLAND PARK, KS 66210-2454 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 24, 2026 | Transfer on Death Deed, Transfer |
| May 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Mar 19, 2026 |
| Transfer Doc | 0000011667 |
| Record Updated | Sep 20, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Mar 24, 2026 |
| Property Address | 1315 CHARLES AVE, ALGONQUIN, IL 60102-3771 |
| Document Number | 0000011667 |
| Instrument Date | Mar 19, 2026 |
| Instrument | 2026K011667 |
| Transaction Type | Transfer |
| Record Updated | Apr 1, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1315 CHARLES AVE, ALGONQUIN, IL 60102-3771 |
| Name | Verified Name |
|---|---|
| Address | 11310 MACKEY ST, OVERLAND PARK, KS 66210-2454 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 1315 CHARLES AVE, ALGONQUIN, IL 60102-3771 |
| Document Number | 0000030771 |
| Instrument Date | May 29, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 7, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1315 CHARLES AVE ALGONQUIN IL 601023771, ALGONQUIN, IL 60102-3771 |
| Document Number | 0000030771 |
|---|---|
| Date | Jun 12, 2020 |
| Instrument | 30771 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jun 11, 2040 |
The 2025 property tax bill for 1315 Charles Ave was $6,724 with exemptions applied, up 5.9% from the year before.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Algonquin Village |
| County | Kane County |
| County Subdivision | Dundee Township |
| Unified School District | Community Unit School District 300 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,724.00 (+5.92%) Homeowner's exemption Senior Citizen's exemption | $105,887 (+9.42%) Land $24,974 Building $80,913 | $317,788 (+9.42%) Land $74,952 Building $242,836 |
| 2024 | $6,348.00 | $96,771 Land $22,824 Building $73,947 | $290,429 Land $68,499 Building $221,930 |
| 2022 | $5,905.00 (+3.69%) Homeowner's exemption | $79,352 (+5.91%) Land $20,536 Building $58,816 | $238,056 (+5.91%) Land $61,608 Building $176,448 |
| 2021 | $5,695.00 Homeowner's exemption | $74,924 Land $19,390 Building $55,534 | $224,772 Land $58,170 Building $166,602 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1315 Charles Ave in Zone X, an area of minimal flood risk, though there have been 18 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 18 (1979–2017) |
| Claims Outside the SFHA | 3 of 18 |
| Most Recent Claim | Jul 2017 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1315 Charles Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ALGONQUIN serves 30,700 people · EPA ID IL1110050 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2026–2028) action level 15 ppb |
| Copper | 1.6 mg/L (2022–2024) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: Verizon.
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