1415 Charles Ave, Algonquin, IL 60102 Property Records

Kane County property record for 1415 Charles Ave, Algonquin, IL 60102

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,440 sqft · built 1985
Lot Size0.222 acres (9,651 sqft)
OwnerIndividual Name on File
Last Sale$190,000 (May 2020)
Tax Bill$6,548 (2025)
Deeds & MortgagesMay 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN03-03-232-005

Property Details

APN / Parcel Number

Primary APN03-03-232-005

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,440 sqft Living Area
Gross Area1,860 sqft
1st Floor Area840 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Exterior MaterialAluminum/Vinyl
Lot Area9,651 sqft (0.222 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1415 CHARLES AVE
CityALGONQUIN
StateIL
Zip60102-3773
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 160 RIVERWOOD ESTATES UNIT 3 SUBDIVISION: RIVERWOOD ESTATES RANGE CODE: 8 E TWSHP 42N
Legal SubdivisionRIVERWOOD ESTATES
Legal Block1
Legal Lot Number160
Legal Unit3
JurisdictionKANE IL
Township / Civil DivisionDUNDEE
Census Block Group1
Census Block1017
Census Tract850106

Owner

1415 Charles Ave is owned and occupied by an individual who bought it in May 2020.

Source: Kane County records, as of July 23, 2026

Owner of RecordIndividual Name on File
Mailing Address1415 CHARLES AVE, ALGONQUIN, IL 60102-3773
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 13, 2020 · Amount on File
Deed SaleMay 13, 2020 · Amount on File
Prior SaleNov 29, 2012 · Amount on File
Deed Document Number202024293
Record UpdatedOct 29, 2026

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateMay 13, 2020
Property Address1415 CHARLES AVE, ALGONQUIN, IL 60102-3773
Document Number0000024293
Instrument DateApr 22, 2020
Instrument24293
Transaction TypeTransfer
Record UpdatedJul 14, 2020
Title CompanyBAIRD AND WARNER TITLE SERVICES INC, BAIRD & WARNER TITLE SVCS INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$285.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address729 SILK OAK LN CRYSTAL LAKE IL 600144582, CRYSTAL LAKE, IL 60014-4582

Mortgage

Document Number24294
DateMay 13, 2020
Instrument24294
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueMay 12, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1415 Charles Ave was $6,548 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityAlgonquin Village
CountyKane County
County SubdivisionDundee Township
Unified School DistrictCommunity Unit School District 300 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,548.00 Homeowner's exemption$95,531 (+9.42%) Land $24,974 Building $70,557$286,708 (+9.42%) Land $74,952 Building $211,756
2024$87,307 Land $22,824 Building $64,483$262,026 Land $68,499 Building $193,526
2022$5,780.00 (+3.25%) Homeowner's exemption$72,907 (+5.91%) Land $20,536 Building $52,371$218,721 (+5.91%) Land $61,608 Building $157,113
2021$5,598.00 Homeowner's exemption$68,839 Land $19,390 Building $49,449$206,517 Land $58,170 Building $148,347

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1415 Charles Ave in Zone X, an area of minimal flood risk, though there have been 18 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 14 policies
Nearby Flood Policies14 in force
Nearby Flood Claims18 (1979–2017)
Claims Outside the SFHA3 of 18
Most Recent ClaimJul 2017 · river or lake flooding
Claims by Event
  • Severe Storms And Flooding, Aug 2007 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1415 Charles Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemALGONQUIN
serves 30,700 people · EPA ID IL1110050
Water SourceGroundwater
Last State InspectionAug 2025
Lead2 ppb (2026–2028)
action level 15 ppb
Copper1.6 mg/L (2022–2024)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

May also be available: Verizon.

Nearby Properties on Charles Ave

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