1300 Charles Ave, Algonquin, IL 60102 Property Records

Kane County property record for 1300 Charles Ave, Algonquin, IL 60102

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,532 sqft · built 1984
Lot Size	0.199 acres (8,672 sqft)
Owner	Individual Name on Record
Last Sale	$162,000 (Aug 2014)
Tax Bill	$6,663 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-03-231-015`

Property Details

APN / Parcel Number

Primary APN	`03-03-231-015`

Interior

Bedrooms	3 Beds
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,532 sqft Living Area
Gross Area	1,952 sqft
1st Floor Area	1,056 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Lot Area	8,672 sqft (0.199 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1300 CHARLES AVE
City	ALGONQUIN
State	IL
Zip	60102-3770
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 156 RIVERWOOD ESTATES UNIT 3
Legal Subdivision	RIVERWOOD ESTATES
Legal Block	1
Legal Lot Number	156
Legal Unit	3
Jurisdiction	KANE IL
Township / Civil Division	DUNDEE
Census Block Group	1
Census Block	1018
Census Tract	850106

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1300 CHARLES AVE, ALGONQUIN, IL 60102-3770
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 19, 2018	Warranty Deed, Transfer · FHA Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 25, 2014 · Amount on Record
Deed Sale	Aug 25, 2014 · Amount on Record
Prior Sale	Dec 2, 2011 · Amount on Record
Deed Document Number	201441899
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1300 CHARLES AVE, ALGONQUIN, IL 60102-3770
Transaction Type	Mortgage
Record Updated	Oct 8, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000074566
Date	Oct 1, 2021
Instrument	2021K074566

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.96%

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jul 19, 2018
Property Address	1300 CHARLES AVE, ALGONQUIN, IL 60102-3770
Document Number	0000034784
Instrument Date	Jun 8, 2018
Instrument	2018K034784
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1300 CHARLES AVE, ALGONQUIN, IL 60102-3770

Mortgage

Document Number	0000034785
Date	Jul 19, 2018
Instrument	2018K034785

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	Kane County
County Subdivision	Dundee Township
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,663.00 (+8.54%) Homeowner's exemption	$97,069 (+9.42%) Land $27,320 Building $69,749	$291,324 (+9.42%) Land $81,993 Building $209,331
2024		$88,712 (+15.12%) Land $24,968 Building $63,744	$266,242 (+15.17%) Land $74,934 Building $191,309
2022	$6,139.00 (+3.21%) Homeowner's exemption	$77,059 (+5.91%) Land $22,465 Building $54,594	$231,177 (+5.91%) Land $67,395 Building $163,782
2021	$5,948.00 Homeowner's exemption	$72,759 Land $21,211 Building $51,548	$218,277 Land $63,633 Building $154,644

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	18 (1979–2017)
Claims Outside the SFHA	3 of 18
Most Recent Claim	Jul 2017 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Aug 2007 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONQUIN serves 30,700 people · EPA ID IL1110050
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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