Kane County property record for 1305 Charles Ave, Algonquin, IL 60102
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,694 sqft · built 1985 |
| Lot Size | 0.227 acres (9,891 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $196,000 (May 2013) |
| Tax Bill | $7,311 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Sep 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-03-232-002 |
| Primary APN | 03-03-232-002 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,694 sqft Living Area |
| Gross Area | 2,114 sqft |
| 1st Floor Area | 994 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Lot Area | 9,891 sqft (0.227 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Water Source | Commercial |
| Street Address | 1305 CHARLES AVE |
|---|---|
| City | ALGONQUIN |
| State | IL |
| Zip | 60102-3771 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 157 RIVERWOOD ESTATES UNIT 3 |
| Legal Subdivision | RIVERWOOD ESTATES |
| Legal Block | 1 |
| Legal Lot Number | 157 |
| Legal Unit | 3 |
| Jurisdiction | KANE IL |
| Township / Civil Division | DUNDEE |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 850106 |
1305 Charles Ave is owned and occupied by two individuals who acquired it in September 2020.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1305 CHARLES AVE, ALGONQUIN, IL 60102-3771 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BJV FINANCIAL SERVICES INC |
| Sep 28, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 21, 2013 · Amount on File |
| Deed Sale | May 21, 2013 · Amount on File |
| Prior Sale | Dec 11, 2003 · Amount on File |
| Deed Document Number | 201337206 |
| Last Transfer Date | Sep 9, 2020 |
| Transfer Doc | 0000056623 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 1305 CHARLES AVE, ALGONQUIN, IL 60102-3771 |
| Transaction Type | Mortgage |
| Record Updated | May 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000062639 |
|---|---|
| Date | Oct 20, 2020 |
| Instrument | 2020K062639 |
| Name | BJV FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60631 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Nov 1, 2035 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Sep 28, 2020 |
| Property Address | 1305 CHARLES AVE, ALGONQUIN, IL 60102-3771 |
| Document Number | 0000056623 |
| Instrument Date | Sep 9, 2020 |
| Instrument | 56623 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1305 CHARLES AVE ALGONQUIN IL 601023771, ALGONQUIN, IL 60102-3771 |
The 2025 property tax bill for 1305 Charles Ave was $7,311 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Algonquin Village |
| County | Kane County |
| County Subdivision | Dundee Township |
| Unified School District | Community Unit School District 300 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,311.00 Homeowner's exemption | $105,737 (+9.42%) Land $24,974 Building $80,763 | $317,338 (+9.42%) Land $74,952 Building $242,386 |
| 2024 | $96,634 Land $22,824 Building $73,810 | $290,018 Land $68,499 Building $221,519 | |
| 2022 | $6,593.00 (+3.18%) Homeowner's exemption | $82,311 (+5.91%) Land $20,536 Building $61,775 | $246,933 (+5.91%) Land $61,608 Building $185,325 |
| 2021 | $6,390.00 Homeowner's exemption | $77,718 Land $19,390 Building $58,328 | $233,154 Land $58,170 Building $174,984 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1305 Charles Ave in Zone X, an area of minimal flood risk, though there have been 18 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 18 (1979–2017) |
| Claims Outside the SFHA | 3 of 18 |
| Most Recent Claim | Jul 2017 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1305 Charles Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ALGONQUIN serves 30,700 people · EPA ID IL1110050 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2026–2028) action level 15 ppb |
| Copper | 1.6 mg/L (2022–2024) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: Verizon.
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