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1205 Charles Ave, Algonquin, IL 60102 Property Records

Kane County property record for 1205 Charles Ave, Algonquin, IL 60102

Property Summary

Property TypeSingle Family Home
Details3 bd · 1,440 sqft · built 1985
Lot Size0.322 acres (14,017 sqft)
OwnerIndividual Name on Record
Last Sale$222,500 (Aug 2018)
Tax Bill$6,568 (2025)
Deeds & MortgagesAug 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN03-03-232-001

Property Details

APN / Parcel Number

Primary APN03-03-232-001

Interior

Bedrooms3 Beds
Total Rooms7 Rooms
Stories2 Stories
Building Area1,440 sqft Living Area
Gross Area1,860 sqft
1st Floor Area840 sqft

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Lot Area14,017 sqft (0.322 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address1205 CHARLES AVE
CityALGONQUIN
StateIL
Zip60102-3769
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 18 RIVERWOOD ESTATES UNIT 1
Legal SubdivisionRIVERWOOD ESTATES
Legal Block1
Legal Lot Number18
Legal Unit1
JurisdictionKANE IL
Township / Civil DivisionDUNDEE
Census Block Group1
Census Block1017
Census Tract850106

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address1205 CHARLES AVE, ALGONQUIN, IL 60102-3769
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 13, 2018 · Amount on Record
Deed SaleAug 13, 2018 · Amount on Record
Prior SaleNov 25, 1997 · Amount on Record
Deed Document Number201839231
Prior Transfer DateAug 1, 2011
Prior Transfer Doc0000046570
Record UpdatedOct 29, 2026

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateAug 13, 2018
Property Address1205 CHARLES AVE, ALGONQUIN, IL 60102-3769
Document Number0000039231
Instrument DateMay 18, 2018
Instrument39231
Transaction TypeTransfer
Record UpdatedMar 28, 2019
Title CompanyPROPER TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$444.75
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1205 CHARLES AVE ALGONQUIN IL 601023769, ALGONQUIN, IL 60102-3769

Mortgage

Document Number39232
DateAug 13, 2018
Instrument39232
Lender
NameUNITED HM LNS
TypeFunding / Finance Company
AddressWESTCHESTER, IL 60154
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 12, 2048
Interest
Rate TypeFixed Rate
Rate4.99%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityAlgonquin Village
CountyKane County
County SubdivisionDundee Township
Unified School DistrictCommunity Unit School District 300 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,568.00 (+8.85%) Homeowner's exemption$95,796 (+9.42%) Land $26,645 Building $69,151$287,503 (+9.42%) Land $79,967 Building $207,536
2024$87,549 (+15.43%) Land $24,351 Building $63,198$262,752 (+15.48%) Land $73,082 Building $189,670
2022$6,034.00 (+3.23%) Homeowner's exemption$75,844 (+5.91%) Land $21,910 Building $53,934$227,532 (+5.91%) Land $65,730 Building $161,802
2021$5,845.00 Homeowner's exemption$71,611 Land $20,687 Building $50,924$214,833 Land $62,061 Building $152,772

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Nearby Flood Policies14 in force
Nearby Flood Claims18 (1979–2017)
Claims Outside the SFHA3 of 18
Most Recent ClaimJul 2017 · river or lake flooding
Claims by Event
  • Severe Storms And Flooding, Aug 2007 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemALGONQUIN
serves 30,700 people · EPA ID IL1110050
Water SourceGroundwater
Last State InspectionAug 2025
Lead2 ppb (2026–2028)
action level 15 ppb
Copper1.6 mg/L (2022–2024)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL		100 / 20

May also be available: Verizon.

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