1315 Bancroft Dr, Bloomington, IL 61704 Property Records

McLean County property record for 1315 Bancroft Dr, Bloomington, IL 61704

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,419 sqft · built 1986
Lot Size	0.151 acres (6,562 sqft)
Owner	Individual Name on Record
Last Sale	$224,000 (Jun 2026)
Tax Bill	$4,227 (2024)
Deeds & Mortgages	Jun 2026 Mortgage Jun 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-36-304-048`

Property Details

APN / Parcel Number

Primary APN	`14-36-304-048`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	3 Stories
Building Area	1,419 sqft Living Area
Gross Area	1,755 sqft
1st Floor Area	1,039 sqft
Basement Area	716 sqft
Finished Basement	380 sqft
Unfinished Basement	336 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Tri-Level
Exterior Material	Wood Siding
Foundation Type	Block
Roof Material	Asphalt
Lot Area	6,562 sqft (0.151 acres)
Lot Dimensions	126 ft deep x 38 ft wide
View / Lot	Lake Front
Garage Area	361 sqft
Parking Spaces	1 Parking Space
Deck Area	100 sqft
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1315 BANCROFT DR
City	BLOOMINGTON
State	IL
Zip	61704-2551
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	RESUB OF LOTS 1-45 RESUB OF HILLCREST SUB LOT 43
Legal Range	02E
Legal Township	24N
Legal Section	36
Legal Subdivision	HILLCREST SUB
Legal Lot Number	1,45
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	2
Census Block	2007
Census Tract	1105

Owner

Source: McLean County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1315 BANCROFT DR, BLOOMINGTON, IL 61704-2551
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2026	Deed of Trust, Mortgage · Conventional Mortgage MUTUAL/OMAHA MORTGAGE LLC
Jun 16, 2026	Warranty Deed, Transfer · Conventional Mortgage MUTUAL/OMAHA MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 16, 2026 · Amount on Record
Deed Sale	Jun 16, 2026 · Amount on Record
Prior Sale	May 15, 2009 · Amount on Record
Deed Document Number	20268139
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Recording Date	Jun 16, 2026
Property Address	1315 BANCROFT DR, BLOOMINGTON, IL 61704-2551
Document Number	0000008140
Instrument Date	May 26, 2026
Instrument	20268140
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ILLINOIS TITLE GROUP LLC, ILLINOIS TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	71 WALDHEIM RD, MORTON, IL 61550-1157

Mortgage

Document Number	0000008140,
Date	Jun 16, 2026
Instrument	20268140

Lender

Name	MUTUAL/OMAHA MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.75%
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Jun 16, 2026
Property Address	1315 BANCROFT DR, BLOOMINGTON, IL 61704-2551
Document Number	0000008139
Instrument Date	May 26, 2026
Instrument	20268139
Transaction Type	Transfer
Record Updated	Jun 25, 2026
Title Company	ILLINOIS TITLE GROUP LLC, ILLINOIS TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$33,936.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1315 BANCROFT DR, BLOOMINGTON, IL 61704-2551

Mortgage

Document Number	0000008139,
Date	Jun 16, 2026
Instrument	20268139

Lender

Name	MUTUAL/OMAHA MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.75%
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Date	Jun 16, 2026

Lender

Name	ILLINOIS HOUSING DEV AUTHORITY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	Bloomington School District 87 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$55,725 (+19.53%) Land $10,646 Building $45,079	$167,175 (+19.53%) Land $31,938 Building $135,237
2024	$4,227.00 (+8.5%)
2023	$3,896.00	$46,621 Land $8,907 Building $37,714	$139,863 Land $26,721 Building $113,142

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 584 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: Frontier, Nextlink, Pavlov Media, T-Mobile.

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