1313 Bancroft Dr, Bloomington, IL 61704 Property Records

McLean County property record for 1313 Bancroft Dr, Bloomington, IL 61704

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,232 sqft · built 1988
Lot Size	0.127 acres (5,511 sqft)
Owner	Individual Name on File
Last Sale	$145,000 (Sep 2021)
Tax Bill	$4,304 (2024)
Deeds & Mortgages	Jun 2026 Line of Credit Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-36-304-049`

Property Details

APN / Parcel Number

Primary APN	`14-36-304-049`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,232 sqft Living Area
Gross Area	1,868 sqft
1st Floor Area	616 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Wood Siding
Foundation Type	Concrete
Roof Material	Asphalt
Lot Area	5,511 sqft (0.127 acres)
Lot Dimensions	96 ft deep x 54 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	468 sqft
Parking Spaces	2 Parking Spaces
Porch	Screened Porch
Deck Area	168 sqft
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1313 BANCROFT DR
City	BLOOMINGTON
State	IL
Zip	61704-2551
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	RESUB OF LOTS 1-45 RESUB OF HILLCREST SUB LOT 44
Legal Range	02E
Legal Township	24N
Legal Section	36
Legal Subdivision	HILLCREST SUB
Legal Lot Number	1,45
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	2
Census Block	2007
Census Tract	1105

Owner

1313 Bancroft Dr is owned and occupied by an individual who bought it in September 2021.

Source: McLean County records, as of July 8, 2026

Owner of Record	Individual Name on File
Mailing Address	1313 BANCROFT DR, BLOOMINGTON, IL 61704-2551
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Deed of Trust, Mortgage · Line of Credit CEFCU
Sep 22, 2021	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 22, 2021 · Amount on File
Deed Sale	Sep 22, 2021 · Amount on File
Deed Document Number	202122744
Prior Transfer Date	Oct 27, 2009
Prior Transfer Doc	0000034712
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Recording Date	Jun 30, 2026
Property Address	1313 BANCROFT DR, BLOOMINGTON, IL 61704-2551
Document Number	0000008889
Instrument Date	May 30, 2026
Instrument	20268889
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1313 BANCROFT DR, BLOOMINGTON, IL 61704-2551

Mortgage

Document Number	0000008889,
Date	Jun 30, 2026
Instrument	20268889

Lender

Name	CEFCU

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.3%
Max Rate	-1%

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Sep 22, 2021
Property Address	1313 BANCROFT DR, BLOOMINGTON, IL 61704-2551
Document Number	202100022744
Map Reference	DOC 83-5125
Instrument Date	Sep 22, 2021
Instrument	2021-00022744
Transaction Type	Transfer
Record Updated	Sep 29, 2021
Title Company	ALLIANCE LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$217.50
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1313 BANCROFT DR, BLOOMINGTON, IL 61704-2551

Mortgage

Document Number	202100022745
Date	Sep 22, 2021
Instrument	2021-00022745

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.37%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	Bloomington School District 87 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$63,148 Land $10,799 Building $52,349	$189,444 Land $32,397 Building $157,047
2024	$4,304.00 (+9.96%)
2023	$3,914.00	$52,830 Land $9,034 Building $43,796	$158,490 Land $27,102 Building $131,388

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1313 Bancroft Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1313 Bancroft Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 584 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: Frontier, Nextlink, Pavlov Media, T-Mobile.

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