1304 Bancroft Dr, Bloomington, IL 61704 Property Records

McLean County property record for 1304 Bancroft Dr, Bloomington, IL 61704

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,352 sqft · built 1984
Lot Size	0.099 acres (4,311 sqft)
Owner	Individual Name on Record
Tax Bill	$3,266 (2024)
Deeds & Mortgages	Jun 2021 Mortgage Sep 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-36-303-029`

Property Details

APN / Parcel Number

Primary APN	`14-36-303-029`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	1,352 sqft Living Area
Gross Area	1,640 sqft
1st Floor Area	991 sqft
Basement Area	649 sqft
Finished Basement	361 sqft
Unfinished Basement	288 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Tri-Level
Exterior Material	Wood Siding
Roof Material	Asphalt
Lot Area	4,311 sqft (0.099 acres)
Lot Dimensions	115 ft deep x 38 ft wide
View / Lot	Lake Front
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1304 BANCROFT DR
City	BLOOMINGTON
State	IL
Zip	61704-2550
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	LOT 31 IN RESUB OF LOTS 1-45 OF THE RESUB OF HILLCREST SUB TO THE CITY OF BLOOMINGTON, ACCORDING TO THE PLAT THEREOF RECORDED MAY 9, 1983 AS DOC # 83-5125
Legal Range	02E
Legal Township	24N
Legal Section	36
Legal Subdivision	HILLCREST SUB
Legal Lot Number	31
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	2
Census Block	2008
Census Tract	1105

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1304 BANCROFT DR, BLOOMINGTON, IL 61704-2550
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage ILLINOIS STATE CU
Sep 17, 2018	Deed of Trust, Mortgage · Conventional Mortgage ILLINOIS STATE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 5, 2005
Transfer Doc	0000023609
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	1304 BANCROFT DR, BLOOMINGTON, IL 61704-2550
Transaction Type	Mortgage
Record Updated	Jul 8, 2021
Title Company	MCLEAN COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100015365
Date	Jun 29, 2021
Instrument	2021-00015365

Lender

Name	ILLINOIS STATE CU
Type	Credit Union
Address	BLOOMINGTON, IL 61704

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jul 1, 2031

Interest

Rate Type	Fixed Rate
Rate	2.37%

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	1304 BANCROFT DR, BLOOMINGTON, IL 61704-2550
Transaction Type	Mortgage
Record Updated	Sep 26, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800015272
Date	Sep 17, 2018
Instrument	2018-00015272

Lender

Name	ILLINOIS STATE CU
Type	Credit Union
Address	BLOOMINGTON, IL 61704

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Oct 1, 2028

Interest

Rate Type	Fixed Rate
Rate	4%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	Bloomington School District 87 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$53,581 (+17.71%) Land $8,709 Building $44,872	$160,743 (+17.71%) Land $26,127 Building $134,616
2024	$3,266.00 (-1.09%)
2023	$3,302.00	$45,519 Land $7,399 Building $38,120	$136,557 Land $22,197 Building $114,360

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 584 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: Frontier, Nextlink, Pavlov Media, T-Mobile.

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