1309 Bancroft Dr, Bloomington, IL 61704 Property Records

McLean County property record for 1309 Bancroft Dr, Bloomington, IL 61704

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,352 sqft · built 1984
Lot Size	0.099 acres (4,312 sqft)
Owner	Individual Name on File
Last Sale	$118,000 (Mar 2021)
Tax Bill	$3,164 (2024)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-36-304-051`

Property Details

APN / Parcel Number

Primary APN	`14-36-304-051`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	1,352 sqft Living Area
Gross Area	1,640 sqft
1st Floor Area	991 sqft
Basement Area	649 sqft
Finished Basement	361 sqft
Unfinished Basement	288 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Tri-Level
Exterior Material	Wood Siding
Foundation Type	Block
Roof Material	Asphalt
Lot Area	4,312 sqft (0.099 acres)
Lot Dimensions	115 ft deep x 38 ft wide
View / Lot	Lake Front
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1309 BANCROFT DR
City	BLOOMINGTON
State	IL
Zip	61704-2551
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	RESUB OF LTOS 1-45 RESUB OF HILLCREST SUB LOT 46
Legal Range	02E
Legal Township	24N
Legal Section	36
Legal Subdivision	HILLCREST SUB
Legal Lot Number	46
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	2
Census Block	2007
Census Tract	1105

Owner

1309 Bancroft Dr is owned and occupied by an individual who bought it in March 2021.

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1309 BANCROFT DR, BLOOMINGTON, IL 61704-2551
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE BANK OF BLOOMINGTON
Nov 29, 2018	Warranty Deed, Transfer · FHA Mortgage MORTGAGE SERVICES III LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 9, 2021 · Amount on File
Deed Sale	Mar 9, 2021 · Amount on File
Prior Sale	Nov 29, 2018 · Amount on File
Deed Document Number	20215669
Record Updated	Oct 29, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Mar 9, 2021
Property Address	1309 BANCROFT DR, BLOOMINGTON, IL 61704-2551
Document Number	202100005669
Map Reference	DOC 83-5125
Instrument Date	Mar 2, 2021
Instrument	2021-00005669
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	ALLIANCE LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$177.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1309 BANCROFT DR, BLOOMINGTON, IL 61704-2551

Mortgage

Document Number	202100005670
Date	Mar 9, 2021
Instrument	2021-00005670

Lender

Name	FIRST STATE BANK OF BLOOMINGTON
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.37%

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Nov 29, 2018
Property Address	1309 BANCROFT DR, BLOOMINGTON, IL 61704-2551
Document Number	201800019368
Map Reference	DOC83-5125
Instrument Date	Nov 15, 2018
Instrument	2018-00019368
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	FRONTIER TITLE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$163.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1309 BANCROFT DR, BLOOMINGTON, IL 61704-2551

Mortgage

Document Number	201800019369
Date	Nov 29, 2018
Instrument	2018-00019369

Lender

Name	MORTGAGE SERVICES III LLC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

Interest

Rate Type	Fixed Rate
Rate	5.62%

Mortgage

Document Number	201800019370
Date	Nov 29, 2018
Instrument	2018-00019370

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Type	Government Agency
Address	CHICAGO, IL 60601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	Bloomington School District 87 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$52,120 Land $8,714 Building $43,406	$156,360 Land $26,142 Building $130,218
2024	$3,164.00 (-1.09%)
2023	$3,199.00	$44,278 Land $7,403 Building $36,875	$132,834 Land $22,209 Building $110,625

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1309 Bancroft Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1309 Bancroft Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 584 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: Frontier, Nextlink, Pavlov Media, T-Mobile.

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