1305 Bancroft Dr, Bloomington, IL 61704 Property Records

McLean County property record for 1305 Bancroft Dr, Bloomington, IL 61704

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,352 sqft · built 1984
Lot Size	0.099 acres (4,311 sqft)
Owner	2 Individual Names on Record
Last Sale	$227,000 (May 2026)
Tax Bill	$3,752 (2024)
Deeds & Mortgages	May 2026 Sale & Mortgage Nov 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-36-304-053`

Property Details

APN / Parcel Number

Primary APN	`14-36-304-053`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	1,352 sqft Living Area
Gross Area	1,640 sqft
1st Floor Area	991 sqft
Basement Area	649 sqft
Finished Basement	361 sqft
Unfinished Basement	288 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Tri-Level
Exterior Material	Wood Siding
Foundation Type	Block
Roof Material	Asphalt
Lot Area	4,311 sqft (0.099 acres)
Lot Dimensions	115 ft deep x 38 ft wide
View / Lot	Lake Front
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1305 BANCROFT DR
City	BLOOMINGTON
State	IL
Zip	61704-2551
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	RESUB OF LOTS 1-45 RESUB OF HILLCREST SUB LOT 48
Legal Range	02E
Legal Township	24N
Legal Section	36
Legal Subdivision	HILLCREST SUB
Legal Lot Number	1,45
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	2
Census Block	2007
Census Tract	1105

Owner

Source: McLean County records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1305 BANCROFT DR, BLOOMINGTON, IL 61704-2551
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 20, 2026	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK N A
Nov 7, 2022	Deed, Transfer · Commercial Mortgage CITIZENS EQUITY FIRST CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 2026 · Amount on Record
Deed Sale	May 20, 2026 · Amount on Record
Prior Sale	Nov 7, 2022 · Amount on Record
Deed Document Number	20266971
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	May 20, 2026
Property Address	1305 BANCROFT DR, BLOOMINGTON, IL 61704-2551
Document Number	0000006971
Instrument Date	May 4, 2026
Instrument	20266971
Transaction Type	Transfer
Record Updated	May 29, 2026
Title Company	ALLIANCE LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$34,390.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1305 BANCROFT DR, BLOOMINGTON, IL 61704-2551

Mortgage

Document Number	0000006972,
Date	May 20, 2026
Instrument	20266972

Lender

Name	JPMORGAN CHASE BANK N A

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

November 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MCLEAN IL
Recording Date	Nov 7, 2022
Property Address	1305 BANCROFT DR, BLOOMINGTON, IL 61704-2551
Document Number	202200019776
Map Reference	DOC 83-5125
Instrument Date	Oct 31, 2022
Instrument	2022-00019776
Transaction Type	Transfer
Record Updated	Nov 15, 2022
Title Company	ALLIANCE LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$120.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3504 ZACHARY LN, BLOOMINGTON, IL 61704-6458

Mortgage

Document Number	202200019777
Date	Nov 7, 2022
Instrument	2022-00019777

Lender

Name	CITIZENS EQUITY FIRST CU
Type	Credit Union

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 15, 2042

Interest

Rate Type	Adjustable Rate
Rate	5.68%
Min Rate At Change	5.68%
Max Rate	9.68%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	Bloomington School District 87 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$53,581 (+17.71%) Land $8,709 Building $44,872	$160,743 (+17.71%) Land $26,127 Building $134,616
2024	$3,752.00 (-1.37%)
2023	$3,804.00 (+8.59%)	$45,519 (+10.42%) Land $7,399 Building $38,120	$136,557 (+10.42%) Land $22,197 Building $114,360
2022	$3,503.00	$41,224 Land $6,701 Building $34,523	$123,672 Land $20,103 Building $103,569

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 584 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: Frontier, Nextlink, Pavlov Media, T-Mobile.

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