1314 E Frances Ln, Gilbert, AZ 85295 Property Records

Maricopa County property record for 1314 E Frances Ln, Gilbert, AZ 85295 · Last verified November 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms4 Baths
Year BuiltBuilt 2005
Square Footage2,457 sqft Living Area
Lot Size4,410 sqft (0.101 acres)
OccupancyOwner Occupied
Last Sale$227,000 (2015)
Tax Bill$1,905.00 (2025)

Property Details

APN / Parcel Number

Primary APN304-46-149

Interior

Full Baths4 Baths
Plumbing Fixtures11 Plumbing Fixtures
Building Area2,457 sqft Living Area
1st Floor1,169 sqft 1st Floor
2nd Floor1,288 sqft 2nd Floor
Stories2 Stories

Exterior

Year BuiltBuilt 2005
Exterior MaterialWood Exterior
Construction TypeFrame Construction
Lot Area4,410 sqft (0.101 acres)
Parking Spaces2 Parking Spaces
Patio Area144 sqft Patio

Utilities and HVAC

Cooling SystemRefrigerator Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address1314 E FRANCES LN
CityGILBERT
StateAZ
Zip85295-1749
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSPECTRUM AT VAL VISTA PARCEL 22 MCR 691-35
Legal Range06E
Legal Township01S
Legal Section32
Legal QuarterSE
Legal Quarter QuarterSW
Legal SubdivisionSPECTRUM AT VAL VISTA PARCEL 22
Legal Lot Number128
JurisdictionMARICOPA AZ
Minor Civil DivisionCHANDLER
Census Blockgroup2
Census Block2005
Census Tract815402

Owner

Source: Maricopa County records · APN 304-46-149

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1314 E FRANCES LN, GILBERT, AZ 85295-1749
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 22, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Aug 12, 2022Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Mar 09, 2020Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA
Jul 13, 2018Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 27, 2015 · Amount on Record
Deed SaleFeb 27, 2015 · Amount on Record
Prior SaleFeb 27, 2015 · Amount on Record
Deed Doc Number20150133338
Record RefreshedJun 08, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address1314 E FRANCES LN, GILBERT, AZ 85295-1749
Transaction TypeMortgage
Record UpdatedJun 08, 2026
Title CompanyEMPIRE W TITLE AGENCY, EMPIRE WEST TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1314 E FRANCES LN, GILBERT, AZ 85295-1749
InvestorPossibly a Property Investor

Mortgage

Document Number0000195435
DateFeb 22, 2021
Instrument20210195435
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMar 01, 2036

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address1314 E FRANCES LN, GILBERT, AZ 85295-1749
Transaction TypeMortgage
Record UpdatedJun 08, 2026
Title CompanyTITLE365 - OMAHA, TITLE365 OMAHA

Transferred To (Grantee/Buyer)

NameVerified Name
Address1314 E FRANCES LN, GILBERT, AZ 85295-1749
InvestorPossibly a Property Investor

Mortgage

Document Number0000638944
DateAug 12, 2022
Instrument20220638944
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term358 Months
DueJun 23, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address1314 E FRANCES LN, GILBERT, AZ 85295-1749
Document Number0000249671
Instrument DateMar 09, 2020
Transaction TypeMortgage
Record UpdatedApr 03, 2020
Title CompanyTITLE365 - OMAHA

Transferred To (Grantee/Buyer)

NameVerified Name
Address1314 E FRANCES LN GILBERT AZ 852951749, GILBERT, AZ 85295-1749

Mortgage

Document Number0000249671
DateMar 24, 2020
Instrument249671
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMar 23, 2050
Interest
Rate TypeAdjustable Rate

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address1314 E FRANCES LN, GILBERT, AZ 85295-1749
Document Number0000567616
Instrument DateJul 13, 2018
Transaction TypeMortgage
Record UpdatedAug 02, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address1314 E FRANCES LN GILBERT AZ 852951749, GILBERT, AZ 85295-1749

Mortgage

Document Number0000567616
DateJul 27, 2018
Instrument567616
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJul 26, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Maricopa County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityGilbert Town
Unified School DistrictGilbert Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$44,880 (-1.06%)$448,800 (-1.06%) Land $89,700 Building $359,100
2025$1,905.00 (+3.2%)
2024$45,360$453,600 Land $90,700 Building $362,900
2023$1,846.00

Flood & Wildfire

1314 E Frances Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Maricopa County (04013C), updated October 2, 2026

FEMA Flood ZoneZone X
moderate flood hazard · within the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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