1313 S Hemlock Rd, Hemlock, MI 48626 Property Records

Saginaw County property record for 1313 S Hemlock Rd, Hemlock, MI 48626

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,670 sqft · built 1990
Lot Size6.94 acres (302,306 sqft)
OwnerOwner Name on Record
Last Sale$129,000 (Oct 2012)
Tax Bill$3,043 (2022)
Deeds & MortgagesApr 2023 Mortgage
Aug 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN22-12-2-34-2003-002

Property Details

APN / Parcel Number

Primary APN22-12-2-34-2003-002

Interior

Full Baths2 Baths
Stories2 Stories
Building Area1,670 sqft Living Area
Gross Area2,406 sqft
1st Floor Area1,016 sqft
Basement Area736 sqft

Exterior

Year BuiltBuilt 1990
Architectural StyleOther
Exterior MaterialSiding
Lot Area302,306 sqft (6.94 acres)
Garage TypeDetached
PorchPorch
Porch Area96 sqft
Patio Area720 sqft

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Account Number22122342003002
Street Address1313 S HEMLOCK RD
CityHEMLOCK
StateMI
Zip48626-9744
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA-2
Legal DescriptionS 210 FT OF N 435 FT OF N 1/2 OF S 1/2 OF NW 1/4 EXC E 1200 FT THEREOF 6.94 ACRES SEC 34 T12N R2E
Legal Range02E
Legal Township12N
Legal Section34
JurisdictionSAGINAW MI
Township / Civil DivisionRICHLAND
Census Block Group3
Census Block3009
Census Tract12100

Owner

Source: Saginaw County records, as of April 24, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on Record
Mailing Address1313 S HEMLOCK RD, HEMLOCK, MI 48626-9744

Deeds, Mortgages & Sale History

DateDocument
Apr 19, 2023Deed of Trust, Mortgage · FHA Mortgage
WELLS FARGO BANK NA
Aug 9, 2017Deed of Trust, Mortgage · Line of Credit
JP MORGAN CHASE BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 8, 2012 · Amount on Record
Deed SaleOct 8, 2012 · Amount on Record
Deed Document Number2012031250
Deed Book / Page2692 / 694
Record UpdatedJun 7, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAGINAW MI
Property Address1313 S HEMLOCK RD, HEMLOCK, MI 48626-9744
Transaction TypeMortgage
Record UpdatedMay 4, 2023
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address1313 S HEMLOCK RD, HEMLOCK, MI 48626-9744

Mortgage

Document Number0000009854
DateApr 19, 2023
Instrument2023009854
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2053

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAGINAW MI
Property Address1313 S HEMLOCK RD, HEMLOCK, MI 48626-9744
Document Number0000023783
Instrument DateAug 9, 2017
Transaction TypeMortgage
Record UpdatedAug 24, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address1313 S HEMLOCK RD HEMLOCK MI 486269744, HEMLOCK, MI 48626-9744

Mortgage

Document Number0000023783
DateAug 23, 2017
Instrument23783
Lender
NameJP MORGAN CHASE BK
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 22, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of March 1, 2023

Property Jurisdictions

TypeName
StateMichigan
CountySaginaw County
County SubdivisionRichland Township
Unified School DistrictHemlock Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$103,300$206,600
2022$3,043.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
LakeNet
Fiber
1,000 / 500
Verizon
Fixed Wireless
300 / 20

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