Saginaw County property record for 1248 S Hemlock Rd, Hemlock, MI 48626
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,400 sqft · built 2003 |
| Lot Size | 0.376 acres (16,379 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $250,000 (Aug 2025) |
| Tax Bill | $939 (2025) |
| Deeds & Mortgages | Sep 2018 Transfer Nov 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-12-2-33-1225-000 |
| Primary APN | 22-12-2-33-1225-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,400 sqft Living Area |
| 1st Floor Area | 1,400 sqft |
| Basement Area | 1,400 sqft |
| Unfinished Basement | 1,400 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 16,379 sqft (0.376 acres) |
| Lot Dimensions | 156 ft deep x 105 ft wide |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 212 sqft |
| Patio Area | 882 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1248 S HEMLOCK RD |
|---|---|
| City | HEMLOCK |
| State | MI |
| Zip | 48626-8720 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | LOT 25 WOODFIELD TRAIL SUBDIVISION PART OF NE 1/4 SEC 33 T12N R2E ***NEW PARCEL SPLIT FROM 1001 8/9/00 |
| Legal Range | 02E |
| Legal Township | 12N |
| Legal Section | 33 |
| Legal Subdivision | TRAIL SUBDIVISION |
| Legal Lot Number | 25 |
| Legal Unit | 25 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | RICHLAND |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 12100 |
Source: Saginaw County assessment roll, as of September 9, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 620 E CHESTNUT ST, BRECKENRIDGE, MI 48615-9548 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Sep 26, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Nov 20, 2017 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 15, 2025 · Amount on Record |
| Deed Sale | Aug 15, 2025 · Amount on Record |
| Prior Sale | Jul 25, 2003 · Amount on Record |
| Deed Document Number | 202519757 |
| Prior Transfer Date | Sep 26, 2018 |
| Prior Transfer Doc | 0000024845 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Sep 26, 2018 |
| Property Address | 1248 S HEMLOCK RD, HEMLOCK, MI 48626-8720 |
| Document Number | 0000024845 |
| Instrument Date | Sep 26, 2018 |
| Instrument | 24845 |
| Transaction Type | Transfer |
| Record Updated | Oct 10, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Lifetime Benefit |
| Address | 1248 S HEMLOCK RD HEMLOCK MI 486268720, HEMLOCK, MI 48626-8720 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 1248 S HEMLOCK RD, HEMLOCK, MI 48626-8720 |
| Document Number | 0000031341 |
| Instrument Date | Nov 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Dec 5, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1248 S HEMLOCK RD HEMLOCK MI 486268720, HEMLOCK, MI 48626-8720 |
| Document Number | 0000031341 |
|---|---|
| Date | Nov 27, 2017 |
| Instrument | 31341 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 26, 2047 |
Source: Saginaw County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Richland Township |
| Unified School District | Hemlock Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $131,700 (+24.36%) | $263,400 (+24.36%) | |
| 2025 | $939.00 (-68.33%) Homeowner's exemption | ||
| 2023 | $105,900 | $211,800 | |
| 2022 | $2,965.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| LakeNet Fiber | 1,000 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
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