Saginaw County property record for 1232 S Hemlock Rd, Hemlock, MI 48626
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 1,485 sqft · built 2002 |
| Lot Size | 0.376 acres (16,379 sqft) |
| Owner | Individual on Record |
| Last Sale | $270,000 (Jul 2025) |
| Tax Bill | $1,116 (2025) |
| Deeds & Mortgages | Nov 2021 Sale & Mortgage Aug 2019 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-12-2-33-1224-000 |
| Primary APN | 22-12-2-33-1224-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,485 sqft Living Area |
| 1st Floor Area | 1,106 sqft |
| Basement Area | 1,106 sqft |
| Unfinished Basement | 1,172 sqft |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 16,379 sqft (0.376 acres) |
| Lot Dimensions | 156 ft deep x 105 ft wide |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 186 sqft |
| Patio Area | 882 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1232 S HEMLOCK RD |
|---|---|
| City | HEMLOCK |
| State | MI |
| Zip | 48626-8720 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | LOT 24 WOODFIELD TRAIL SUBDIVISION PART OF NE 1/4 SEC 33 T12N R2E ***NEW PARCEL SPLIT FROM 1001 8/9/00 |
| Legal Range | 02E |
| Legal Township | 12N |
| Legal Section | 33 |
| Legal Subdivision | TRAIL SUBDIVISION |
| Legal Lot Number | 24 |
| Legal Unit | 24 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | RICHLAND |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 12100 |
Source: Saginaw County assessment roll, as of September 9, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual on Record |
|---|---|
| Mailing Address | 12872 BASELL DR, HEMLOCK, MI 48626-7403 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
| Date | Document |
|---|---|
| Nov 23, 2021 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Aug 22, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance THE HUNTINGTON NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 8, 2025 · Amount on Record |
| Deed Sale | Jul 8, 2025 · Amount on Record |
| Prior Sale | Nov 23, 2021 · Amount on Record |
| Deed Document Number | 202516837 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Nov 23, 2021 |
| Property Address | 1232 S HEMLOCK RD, HEMLOCK, MI 48626-8720 |
| Document Number | 2021037034 |
| Map Reference | LB 29 PG 8&9 |
| Instrument Date | Nov 19, 2021 |
| Instrument | 2021037034 |
| Transaction Type | Transfer |
| Record Updated | Dec 7, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,815.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1233 S HEMLOCK RD, 1233, HEMLOCK, MI 48626-8720 |
| Name | Verified Name |
|---|---|
| Address | 3151 BLAINE RD, SAGINAW, MI 48603-2515 |
| Document Number | 2021037035 |
|---|---|
| Date | Nov 23, 2021 |
| Instrument | 2021037035 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 1232 S HEMLOCK RD, HEMLOCK, MI 48626-8720 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000021152 |
|---|---|
| Date | Aug 22, 2019 |
| Instrument | 2019021152 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Sep 1, 2048 |
Source: Saginaw County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Richland Township |
| Unified School District | Hemlock Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $137,100 (+29.46%) | $274,200 (+29.46%) | |
| 2025 | $1,116.00 (-67.84%) Homeowner's exemption | ||
| 2023 | $105,900 | $211,800 | |
| 2022 | $3,470.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| LakeNet Fiber | 1,000 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
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