Saginaw County property record for 1405 S Hemlock Rd, Hemlock, MI 48626
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,072 sqft · built 1999 |
| Lot Size | 2.48 acres (108,029 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,808 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-12-2-34-2004-002 |
| Primary APN | 22-12-2-34-2004-002 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,072 sqft Living Area |
| 1st Floor Area | 2,072 sqft |
| Basement Area | 2,072 sqft |
| Unfinished Basement | 2,072 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 108,029 sqft (2.48 acres) |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 180 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1405 S HEMLOCK RD |
|---|---|
| City | HEMLOCK |
| State | MI |
| Zip | 48626-9744 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-2 |
| Legal Description | BEG AT A PT 409.01 FT N FROM W 1/4 CORN OF SEC 34 TH CONT N 250 FT TH E 433 FT TH S 250 FT TH W 433 FT TO POB 2.48 ACRES SEC |
| Legal Range | 02E |
| Legal Township | 12N |
| Legal Section | 34 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | RICHLAND |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 12100 |
1405 S Hemlock Rd is owned and occupied by an individual who acquired it in May 2011.
Source: Saginaw County records, as of August 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1405 S HEMLOCK RD, HEMLOCK, MI 48626-9744 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | May 24, 2011 |
| Transfer Doc | 0000017286 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 1405 S Hemlock Rd was $4,808 with a homeowner's exemption.
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Richland Township |
| Unified School District | Hemlock Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $218,600 | $437,200 | |
| 2025 | $4,808.00 Homeowner's exemption | ||
| 2023 | $157,800 | $315,600 | |
| 2022 | $4,018.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1405 S Hemlock Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1405 S Hemlock Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| LakeNet Fiber | 1,000 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
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