1504 S Hemlock Rd, Hemlock, MI 48626 Property Records

Saginaw County property record for 1504 S Hemlock Rd, Hemlock, MI 48626

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,376 sqft · built 2008
Lot Size	1.38 acres (60,113 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Mar 2015)
Tax Bill	$4,190 (2025)
Deeds & Mortgages	Oct 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`22-12-2-33-4001-002`

Property Details

APN / Parcel Number

Primary APN	`22-12-2-33-4001-002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,376 sqft Living Area
1st Floor Area	1,376 sqft
Basement Area	1,376 sqft
Unfinished Basement	1,376 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	60,113 sqft (1.38 acres)
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	132 sqft
Deck Area	Deck Area
Patio Area	485 sqft
Total Buildings	16 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1504 S HEMLOCK RD
City	HEMLOCK
State	MI
Zip	48626-9737
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-2
Legal Description	BEG AT E 1/4 CORN OF SEC TH S 219.64 FT TH W 268.76 FT TH N 219.42 FT TH E 278.52 FT TO POB 1.38 ACRES SEC 33 T12N R2E***NEW
Jurisdiction	SAGINAW MI
Township / Civil Division	RICHLAND
Census Block Group	3
Census Block	3013
Census Tract	12100

Owner

1504 S Hemlock Rd is owned and occupied by an individual who bought it in March 2015.

Source: Saginaw County records, as of October 16, 2026

Owner of Record	Individual Name on File
Mailing Address	1504 S HEMLOCK RD, HEMLOCK, MI 48626-9737
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 20, 2015 · Amount on File
Deed Sale	Mar 20, 2015 · Amount on File
Prior Sale	Dec 7, 2010 · Amount on File
Deed Document Number	20156469
Deed Book / Page	2806 / 1340
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Recording Date	Oct 8, 2026
Property Address	1504 S HEMLOCK RD, HEMLOCK, MI 48626-9737
Document Number	0000025330
Instrument Date	Sep 29, 2026
Instrument	202625330
Transaction Type	Mortgage
Record Updated	Oct 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1504 S HEMLOCK RD, HEMLOCK, MI 48626-9737

Mortgage

Document Number	0000025330,
Date	Oct 8, 2026
Instrument	202625330

Lender

Name	TEAM ONE CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 1504 S Hemlock Rd was $4,190 with a homeowner's exemption.

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Richland Township
Unified School District	Hemlock Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$178,900	$357,800
2025	$4,190.00 Homeowner's exemption
2023		$135,600	$271,200
2022	$3,509.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1504 S Hemlock Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1504 S Hemlock Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LakeNet Fiber	1,000 / 500
Spectrum Cable	1,000 / 35