131 Water St, Point Harbor, NC 27964 Property Records

Currituck County property record for 131 Water St, Point Harbor, NC 27964

Property Summary

Property Type	Bungalow
Details	2 bd · 1 ba · 720 sqft · built 2011
Lot Size	0.224 acres (9,757 sqft)
Owner	2 Individual Names on Record
Last Sale	$55,000 (May 2011)
Tax Bill	$1,545 (2025)
Deeds & Mortgages	Sep 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`9846-58-7615`

Property Details

APN / Parcel Number

Primary APN	`9846-58-7615`
Alternative APNs	`132A001017A0000` `000032198` `9846-58`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	720 sqft Living Area
Intercom	Intercom

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	Bungalow
Exterior Material	Block
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	9,757 sqft (0.224 acres)
Lot Dimensions	130 ft deep x 75 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	000032198
Street Address	131 WATER ST
City	POINT HARBOR
State	NC
Zip	27964
Property Category	Residential
Property Type	Residential > Single Family > Bungalow
Local Zoning Code	SFM
Legal Description	S 1/2 LOT 17 & 18 BLK 1 POINT HARBOR BEACH
Legal Subdivision	POINT HARBOR BEACH
Legal Block	1
Legal Lot Number	17A
Jurisdiction	CURRITUCK NC
Township / Civil Division	POPLAR BRANCH
Census Block Group	1
Census Block	1007
Census Tract	110403

Owner

Source: Currituck County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	463 SNOWDEN RD, MOYOCK, NC 27958-9636
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 13, 2011 · Amount on Record
Deed Sale	May 13, 2011 · Amount on Record
Deed Book / Page	1162 / 209
Record Updated	Oct 29, 2026

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CURRITUCK NC
Recording Date	Sep 18, 2019
Property Address	131 WATER ST, POINT HARBOR, NC 27964
Document Number	0014990028
Book / Page	001499 / 000028
Instrument Date	Sep 17, 2019
Instrument	345666
Transaction Type	Transfer
Record Updated	Oct 4, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 WATER ST S POINT HARBOR NC 27964, POINT HARBOR, NC 27964

Tax Assessment & Valuation

Source: Currituck County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Currituck County
Unified School District	Currituck County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,545.00 (+0.59%)	$206,500 (-) Land $107,700 Building $98,800
2024	$1,536.00 (+9.48%)	$206,500 (-) Land $107,700 Building $98,800
2023	$1,403.00 (+18.1%)	$206,500 (-) Land $107,700 Building $98,800	$206,500 (-) Land $107,700 Building $98,800
2022	$1,188.00	$206,500 Land $107,700 Building $98,800	$206,500 (-) Land $107,700 Building $98,800
2021			$206,500 Land $107,700 Building $98,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	3 (2011–2018)
Most Recent Claim	Oct 2018 · tidal / storm surge
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CURRITUCK COUNTY WATER SYSTEM serves 24,130 people · EPA ID NC0427010
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Water St

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