Currituck County property record for 121 Water St, Point Harbor, NC 27964
| Property Type | Bungalow |
|---|---|
| Details | 2 bd · 1 ba · 1,476 sqft · built 1965 |
| Lot Size | 0.161 acres (7,013 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $77,500 (Jan 1996) |
| Tax Bill | $1,641 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 9846-58-5840 |
| Primary APN | 9846-58-5840 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,476 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Intercom | Intercom |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Bungalow |
| Exterior Material | Block |
| Foundation Type | Raised |
| Roof Material | Composition Shingle |
| Lot Area | 7,013 sqft (0.161 acres) |
| Lot Dimensions | 140 ft deep x 50 ft wide |
| Deck Area | 400 sqft |
|---|---|
| Shed | 1 Shed |
| Shed Area | 64 sqft |
| Canopy | 49 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 000039118 |
|---|---|
| Street Address | 121 WATER ST |
| City | POINT HARBOR |
| State | NC |
| Zip | 27964 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Bungalow |
| Local Zoning Code | SFM |
| Legal Description | BLK 1 LOT 13 POINT HARBOR BEACH |
| Legal Subdivision | POINT HARBOR BEACH |
| Legal Block | 1 |
| Legal Lot Number | 13 |
| Jurisdiction | CURRITUCK NC |
| Township / Civil Division | POPLAR BRANCH |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 110403 |
Source: Currituck County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 515 E FREEMASON ST, 2A, NORFOLK, VA 23510-2465 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 18, 1996 · Amount on Record |
| Deed Sale | Jan 18, 1996 · Amount on Record |
| Deed Book / Page | 374 / 911 |
| Record Updated | Oct 29, 2026 |
Source: Currituck County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Currituck County |
| Unified School District | Currituck County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,641.00 (+0.37%) | $215,300 (-) Land $94,600 Building $120,700 | |
| 2024 | $1,635.00 (+9.58%) | $215,300 (-) Land $94,600 Building $120,700 | |
| 2023 | $1,492.00 (+18.23%) | $215,300 (-) Land $94,600 Building $120,700 | $215,300 (-) Land $94,600 Building $120,700 |
| 2022 | $1,262.00 | $215,300 Land $94,600 Building $120,700 | $215,300 (-) Land $94,600 Building $120,700 |
| 2021 | $215,300 Land $94,600 Building $120,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 5.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 27 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 27 in force |
| Nearby Flood Claims | 3 (2011–2018) |
| Most Recent Claim | Oct 2018 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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