Currituck County property record for 114 Water St, Point Harbor, NC 27964
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 640 sqft · built 1974 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $25,000 (Oct 2017) |
| Tax Bill | $798 (2025) |
| Deeds & Mortgages | Oct 2017 Sale Nov 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 9846-58-2845 |
| Primary APN | 9846-58-2845 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 640 sqft Total Area |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Conventional |
| Exterior Material | Other |
| Construction Type | Frame |
| Foundation Type | Pile |
| Roof Material | Composition Shingle |
| Lot Area | 4,356 sqft (0.1 acres) |
| Lot Dimensions | 10 ft deep x 4.5 ft wide |
| Shed | 1 Shed |
| Shed Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 000145898 |
|---|---|
| Street Address | 114 WATER ST |
| City | POINT HARBOR |
| State | NC |
| Zip | 27964 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SFM |
| Legal Description | BLK 4 LOT 3 POINT HARBOR BEACH |
| Legal Subdivision | POINT HARBOR BEACH |
| Legal Block | 4 |
| Legal Lot Number | 3 |
| Jurisdiction | CURRITUCK NC |
| Township / Civil Division | POPLAR BRANCH |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 110403 |
Source: Currituck County records, as of April 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5470 ORION AVE, NORFOLK, VA 23502-4921 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 20, 2017 | Warranty Deed, Transfer |
| Nov 3, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 20, 2017 · Amount on Record |
| Deed Sale | Oct 20, 2017 · Amount on Record |
| Prior Sale | Jun 14, 1993 |
| Deed Book / Page | 1422 / 813 |
| Prior Transfer Date | Oct 10, 2017 |
| Prior Transfer Doc | 0014240447 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CURRITUCK NC |
| Recording Date | Oct 20, 2017 |
| Property Address | 114 WATER ST, POINT HARBOR, NC 27964 |
| Document Number | 0014220813 |
| Book / Page | 001422 / 000813 |
| Instrument Date | Oct 10, 2017 |
| Instrument | 332056 |
| Transaction Type | Transfer |
| Record Updated | Nov 14, 2017 |
| Amount | Amount Recorded |
|---|---|
| Tax | $50.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5470 ORION AVE NORFOLK VA 235024921, NORFOLK, VA 23502-4921 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CURRITUCK NC |
| Recording Date | Nov 3, 2017 |
| Property Address | 114 WATER ST, POINT HARBOR, NC 27964 |
| Document Number | 0014240447 |
| Book / Page | 001424 / 000447 |
| Instrument Date | Oct 10, 2017 |
| Instrument | 332347 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5470 ORION AVE NORFOLK VA 235024921, NORFOLK, VA 23502-4921 |
Source: Currituck County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Currituck County |
| Unified School District | Currituck County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $798.00 (+1.14%) | $86,100 (-) Land $20,400 Building $65,700 | |
| 2024 | $789.00 (+8.23%) | $86,100 (-) Land $20,400 Building $65,700 | |
| 2023 | $729.00 (+14.8%) | $86,100 (-) Land $20,400 Building $65,700 | $86,100 (-) Land $20,400 Building $65,700 |
| 2022 | $635.00 | $86,100 Land $20,400 Building $65,700 | $86,100 (-) Land $20,400 Building $65,700 |
| 2021 | $86,100 Land $20,400 Building $65,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 27 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 27 in force |
| Nearby Flood Claims | 3 (2011–2018) |
| Most Recent Claim | Oct 2018 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CURRITUCK COUNTY WATER SYSTEM serves 24,130 people · EPA ID NC0427010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures