114 Water St, Point Harbor, NC 27964 Property Records

Currituck County property record for 114 Water St, Point Harbor, NC 27964

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 640 sqft · built 1974
Lot Size0.1 acres (4,356 sqft)
Owner2 Individual Names on Record
Last Sale$25,000 (Oct 2017)
Tax Bill$798 (2025)
Deeds & MortgagesOct 2017 Sale
Nov 2017 Transfer
Flood ZoneZone X (minimal risk)
APN9846-58-2845

Property Details

APN / Parcel Number

Primary APN9846-58-2845
Alternative APNs
  • 132A00400030000
  • 000145898
  • 9846-58

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area640 sqft Total Area

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1990
Architectural StyleConventional
Exterior MaterialOther
Construction TypeFrame
Foundation TypePile
Roof MaterialComposition Shingle
Lot Area4,356 sqft (0.1 acres)
Lot Dimensions10 ft deep x 4.5 ft wide
Shed1 Shed
Shed Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number000145898
Street Address114 WATER ST
CityPOINT HARBOR
StateNC
Zip27964
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSFM
Legal DescriptionBLK 4 LOT 3 POINT HARBOR BEACH
Legal SubdivisionPOINT HARBOR BEACH
Legal Block4
Legal Lot Number3
JurisdictionCURRITUCK NC
Township / Civil DivisionPOPLAR BRANCH
Census Block Group1
Census Block1007
Census Tract110403

Owner

Source: Currituck County records, as of April 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5470 ORION AVE, NORFOLK, VA 23502-4921
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 20, 2017Warranty Deed, Transfer
Nov 3, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 20, 2017 · Amount on Record
Deed SaleOct 20, 2017 · Amount on Record
Prior SaleJun 14, 1993
Deed Book / Page1422 / 813
Prior Transfer DateOct 10, 2017
Prior Transfer Doc0014240447
Record UpdatedOct 29, 2026

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCURRITUCK NC
Recording DateOct 20, 2017
Property Address114 WATER ST, POINT HARBOR, NC 27964
Document Number0014220813
Book / Page001422 / 000813
Instrument DateOct 10, 2017
Instrument332056
Transaction TypeTransfer
Record UpdatedNov 14, 2017

Transaction

AmountAmount Recorded
Tax$50.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5470 ORION AVE NORFOLK VA 235024921, NORFOLK, VA 23502-4921

November 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCURRITUCK NC
Recording DateNov 3, 2017
Property Address114 WATER ST, POINT HARBOR, NC 27964
Document Number0014240447
Book / Page001424 / 000447
Instrument DateOct 10, 2017
Instrument332347
Transaction TypeTransfer
Record UpdatedNov 20, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5470 ORION AVE NORFOLK VA 235024921, NORFOLK, VA 23502-4921

Tax Assessment & Valuation

Source: Currituck County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCurrituck County
Unified School DistrictCurrituck County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$798.00 (+1.14%)$86,100 (-) Land $20,400 Building $65,700
2024$789.00 (+8.23%)$86,100 (-) Land $20,400 Building $65,700
2023$729.00 (+14.8%)$86,100 (-) Land $20,400 Building $65,700$86,100 (-) Land $20,400 Building $65,700
2022$635.00$86,100 Land $20,400 Building $65,700$86,100 (-) Land $20,400 Building $65,700
2021$86,100 Land $20,400 Building $65,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 27 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies27 in force
Nearby Flood Claims3 (2011–2018)
Most Recent ClaimOct 2018 · tidal / storm surge
Claims by Event
  • Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCURRITUCK COUNTY WATER SYSTEM
serves 24,130 people · EPA ID NC0427010
Water SourceGroundwater
Last State InspectionOct 2024
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Mediacom Xtream
Cable
1,000 / 50
T-Mobile
Fixed Wireless
100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Water St

Nearby Streets

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