127 Water St, Point Harbor, NC 27964 Property Records

Currituck County property record for 127 Water St, Point Harbor, NC 27964

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,926 sqft · built 2012
Lot Size0.267 acres (11,631 sqft)
OwnerIndividual Name on Record
Last Sale$187,500 (Apr 2011)
Tax Bill$2,681 (2025)
Flood ZoneZone X (minimal risk)
APN9846-58-6750

Property Details

APN / Parcel Number

Primary APN9846-58-6750
Alternative APNs
  • 132A00100160000
  • 000207658
  • 9846-58

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area1,926 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace
IntercomIntercom

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2012
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Foundation TypeNo Foundation
Lot Area11,631 sqft (0.267 acres)
Lot Dimensions155 ft deep x 75 ft wide
Deck Area690 sqft
Boat House336 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number000207658
Street Address127 WATER ST
CityPOINT HARBOR
StateNC
Zip27964
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSFM
Legal DescriptionBLK 1 LOT 16 POINT HARBOR BEACH & N 1/2 OF 17
Legal SubdivisionPOINT HARBOR BEACH
Legal Block1
Legal Lot Number16
JurisdictionCURRITUCK NC
Township / Civil DivisionPOPLAR BRANCH
Census Block Group1
Census Block1007
Census Tract110403

Owner

Source: Currituck County records, as of April 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 362, POINT HARBOR, NC 27964-0362
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 29, 2011 · Amount on Record
Deed SaleApr 29, 2011 · Amount on Record
Deed Book / Page1160 / 697
Last Transfer DateSep 17, 2019
Transfer Doc0014990028
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Currituck County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCurrituck County
Unified School DistrictCurrituck County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,681.00 (+11.34%)$347,100 (-) Land $117,000 Building $230,100
2024$2,408.00 (+9.95%)$347,100 (-) Land $117,000 Building $230,100
2023$2,190.00$347,100 Land $117,000 Building $230,100$347,100 (-) Land $117,000 Building $230,100
2021$347,100 Land $117,000 Building $230,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 27 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies27 in force
Nearby Flood Claims3 (2011–2018)
Most Recent ClaimOct 2018 · tidal / storm surge
Claims by Event
  • Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCURRITUCK COUNTY WATER SYSTEM
serves 24,130 people · EPA ID NC0427010
Water SourceGroundwater
Last State InspectionOct 2024
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Mediacom Xtream
Cable
1,000 / 50
T-Mobile
Fixed Wireless
100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Water St

Nearby Streets

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