117 Water St, Point Harbor, NC 27964 Property Records

Currituck County property record for 117 Water St, Point Harbor, NC 27964

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,276 sqft · built 1977
Lot Size0.276 acres (12,023 sqft)
Owner2 Individual Names on Record
Last Sale$140,000 (Feb 2015)
Tax Bill$2,198 (2025)
Flood ZoneZone X (minimal risk)
APN9846-58-4895

Property Details

APN / Parcel Number

Primary APN9846-58-4895
Alternative APNs
  • 132A001011A0000
  • 000136862
  • 9846-58

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,276 sqft Total Area
IntercomIntercom

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1995
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Lot Area12,023 sqft (0.276 acres)
Lot Dimensions120 ft deep x 100 ft wide

Exterior Amenities

Deck Area846 sqft
Shed1 Shed
Shed Area80 sqft
Boat House288 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number000136862
Street Address117 WATER ST
CityPOINT HARBOR
StateNC
Zip27964
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSFM
Legal DescriptionLOT 11 & 12, BLK 1, PT HARBOR BCH CONNER RECOMB
Legal SubdivisionPOINT HARBOR BEACH
Legal Block1
Legal Lot Number11A
JurisdictionCURRITUCK NC
Township / Civil DivisionPOPLAR BRANCH
Census Block Group1
Census Block1007
Census Tract110403

Owner

Source: Currituck County records, as of April 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address209 BEECH CT, SMITHFIELD, VA 23430-2969
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 12, 2015 · Amount on Record
Deed SaleFeb 12, 2015 · Amount on Record
Deed Book / Page1316 / 622
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Currituck County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCurrituck County
Unified School DistrictCurrituck County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,198.00 (+0.41%)$311,800 (-) Land $117,000 Building $194,800
2024$2,189.00 (+9.83%)$311,800 (-) Land $117,000 Building $194,800
2023$1,993.00 (+19.13%)$311,800 (-) Land $117,000 Building $194,800$311,800 (-) Land $117,000 Building $194,800
2022$1,673.00$311,800 Land $117,000 Building $194,800$311,800 (-) Land $117,000 Building $194,800
2021$311,800 Land $117,000 Building $194,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 27 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies27 in force
Nearby Flood Claims3 (2011–2018)
Most Recent ClaimOct 2018 · tidal / storm surge
Claims by Event
  • Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Mediacom Xtream
Cable
1,000 / 50
T-Mobile
Fixed Wireless
100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Water St

Nearby Streets

Search Property Records by Address or Parcel Number