Effingham County property record for 131 Joyce Cv, Guyton, GA 31312
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 3,308 sqft · built 2014 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $274,700 (Feb 2015) |
| Tax Bill | $4,123 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Jul 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0436D-036-000 |
| Primary APN | 0436D-036-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 3,308 sqft Heated Area |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Fiberglass |
| Lot Area | 21,780 sqft (0.5 acres) |
| Garage Area | 440 sqft |
| Pool Area | 595 sqft |
| Porch | Slab |
| Porch Area | 253 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 28272 |
|---|---|
| Street Address | 131 JOYCE CV |
| City | GUYTON |
| State | GA |
| Zip | 31312-6148 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | .50 AC LOT 36 (OUT 436-5) |
| Legal Subdivision | RABUN ESTATES |
| Legal Phase | 3 |
| Legal Lot Number | 36 |
| Jurisdiction | EFFINGHAM GA |
| Township / Civil Division | RINCON |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 30301 |
Source: Effingham County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 131 JOYCE CV, GUYTON, GA 31312-6148 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NATION STAR MORTGAGE |
| Jul 5, 2019 | Deed of Trust, Mortgage · Commercial Mortgage SUNTRUST BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 20, 2015 · Amount on Record |
| Deed Sale | Feb 20, 2015 · Amount on Record |
| Prior Sale | Sep 23, 2014 · Amount on Record |
| Deed Book / Page | 2280 / 874 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 131 JOYCE CV, GUYTON, GA 31312-6148 |
| Transaction Type | Mortgage |
| Record Updated | May 31, 2021 |
| Name | Verified Name |
|---|---|
| Address | 131 JOYCE CV, GUYTON, GA 31312-6148 |
| Document Number | 0000002684/0000000895 |
|---|---|
| Date | Apr 30, 2021 |
| Book Page | 0000002684/0000000895 |
| Instrument | 005169 |
| Name | NATION STAR MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 131 JOYCE CV, GUYTON, GA 31312-6148 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 131 JOYCE CV, GUYTON, GA 31312-6148 |
| Document Number | 0000002533/0000000782 |
|---|---|
| Date | Jul 5, 2019 |
| Book Page | 0000002533/0000000782 |
| Instrument | 005638 |
| Name | SUNTRUST BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2049 |
Source: Effingham County assessment roll, as of December 22, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Effingham County |
| Unified School District | Effingham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $198,088 (-0.1%) Land $30,000 Building $168,088 | $495,220 (-0.1%) Land $75,000 Building $420,220 | |
| 2025 | $4,123.00 (+9.42%) Homeowner's exemption | $198,293 (+1.45%) Land $30,000 Building $168,293 | $495,733 (+1.45%) Land $75,000 Building $420,733 |
| 2024 | $3,768.00 (-4.78%) Homeowner's exemption | $195,459 (+1.04%) Land $30,000 Building $165,459 | $488,648 (+1.04%) Land $75,000 Building $413,648 |
| 2022 | $3,957.00 Homeowner's exemption | $193,454 Land $20,000 Building $173,454 | $483,636 Land $50,000 Building $433,636 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 2 (2020) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Nov 2020 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 87% of Georgia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Planters Rural Telephone Cooperative Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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