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121 Joyce Cv, Guyton, GA 31312 Property Records

Effingham County property record for 121 Joyce Cv, Guyton, GA 31312

Property Summary

Property TypeSingle Family Home
Details4 ba · 3,621 sqft · built 2014
Lot Size0.639 acres (27,878 sqft)
OwnerIndividual Name on File
Last Sale$359,900 (Oct 2020)
Tax Bill$4,735 (2025)
Deeds & MortgagesJan 2022 Mortgage
Oct 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN0436D-031-000

Property Details

APN / Parcel Number

Primary APN0436D-031-000
Alternative APNs
  • 00920096000
  • 0436D031
  • 27935

Interior

Full Baths4 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,621 sqft Heated Area
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2015
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area27,878 sqft (0.639 acres)
Garage Area462 sqft
PorchOpen Porch
Porch Area333 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number27935
Street Address121 JOYCE CV
CityGUYTON
StateGA
Zip31312-6148
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal Description.64 AC LOT 31 (OUT 436-5)
Legal SubdivisionRABUN ESTATES
Legal Phase2
Legal Lot Number31
JurisdictionEFFINGHAM GA
Township / Civil DivisionRINCON
Census Block Group3
Census Block3001
Census Tract30301

Owner

Source: Effingham County records · APN 0436D-031-000

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address121 JOYCE CV, GUYTON, GA 31312-6148
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 10, 2022Deed of Trust, Mortgage · Commercial Mortgage
TRUIST BANK
Oct 16, 2020Warranty Deed, Transfer · VA Mortgage
BANKSOUTH MORTGAGE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 16, 2020 · Amount on Record
Deed SaleOct 16, 2020 · Amount on Record
Prior SaleOct 28, 2014 · Amount on Record
Deed Document Number0002634662
Deed Book / Page2634 / 662
Record UpdatedJun 08, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEFFINGHAM GA
Property Address121 JOYCE CV, GUYTON, GA 31312-6148
Transaction TypeMortgage
Record UpdatedAug 03, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address121 JOYCE CV, GUYTON, GA 31312-6148

Mortgage

Document Number0000002756/0000000149
DateJan 10, 2022
Book Page0000002756/0000000149
Instrument000237
Lender
NameTRUIST BANK
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2051

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionEFFINGHAM GA
Recording DateOct 16, 2020
Property Address121 JOYCE CV, GUYTON, GA 31312-6148
Document Number002634/662
Book / Page2634 / 662
Instrument DateOct 16, 2020
Instrument2020-002967
Transaction TypeTransfer
Record UpdatedAug 03, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address127 BELLE GATE DR, POOLER, GA 31322-9735

Mortgage

Document Number0000002634/0000000664
DateNov 02, 2020
Book Page0000002634/0000000664
Instrument011330
Lender
NameBANKSOUTH MORTGAGE
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2050

Tax Assessment & Valuation

Source: Effingham County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateGeorgia
CountyEffingham County
Unified School DistrictEffingham County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,735.00 (+9.4%) Homeowner's exemption$179,419 (+0.72%) Land $30,000 Building $149,419$448,547 (+0.72%) Land $75,000 Building $373,547
2024$4,328.00 (-1.52%) Homeowner's exemption$178,128 (+2.29%) Land $30,000 Building $148,128$445,321 (+2.29%) Land $75,000 Building $370,321
2022$4,395.00 Homeowner's exemption$174,140 Land $20,000 Building $154,140$435,349 Land $50,000 Building $385,349

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 1, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies15 in force
Nearby Flood Claims2 (2020)
Claims Outside the SFHA2 of 2
Most Recent ClaimNov 2020 · other causes

Wildfire

Wildfire RiskLow
lower than 64% of the US · lower than 87% of Georgia
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Planters Rural Telephone Cooperative
Fiber		8,000 / 8,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20

Based on FCC filings for 60 locations within half a mile of this property.

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