Effingham County property record for 129 Joyce Cv, Guyton, GA 31312 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,074 sqft · built 2015 |
| Lot Size | 0.439 acres (19,166 sqft) |
| Owner | Individual Name on File |
| Last Sale | $407,000 (Oct 2022) |
| Tax Bill | $5,433 (2025) |
| Deeds & Mortgages | Mar 2020 Mortgage Jul 2015 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0436D-035-000 |
| Primary APN | 0436D-035-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,074 sqft Heated Area |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable/Hip |
| Roof Material | Fiberglass |
| Lot Area | 19,166 sqft (0.439 acres) |
| Garage Area | 420 sqft |
| Porch | Open Porch |
| Porch Area | 213 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 28271 |
|---|---|
| Street Address | 129 JOYCE CV |
| City | GUYTON |
| State | GA |
| Zip | 31312-6148 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .44 AC LOT 35 (OUT 436-5) |
| Legal Subdivision | RABUN ESTATES |
| Legal Phase | 3 |
| Legal Lot Number | 35 |
| Jurisdiction | EFFINGHAM GA |
| Township / Civil Division | RINCON |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 30301 |
Source: Effingham County records · APN 0436D-035-000
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 129 JOYCE CV, GUYTON, GA 31312-6148 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 17, 2020 | Deed of Trust, Mortgage · FHA Mortgage NATION STAR MORTGAGE |
| Jul 06, 2015 | Deed of Trust, Mortgage · VA Mortgage WR STARKEY MORTGAGE |
| Sep 02, 2016 | Deed of Trust, Mortgage · VA Mortgage NAVY FCU |
| Oct 06, 2022 | Warranty Deed, Transfer · Conventional Mortgage ANGEL OAK HOME LOANS |
| Oct 06, 2022 | Warranty Deed, Transfer · Conventional Mortgage ANGEL OAK HOME LOANS |
| Jul 27, 2018 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 06, 2022 · Amount on Record |
| Deed Sale | Oct 06, 2022 · Amount on Record |
| Prior Sale | Jul 27, 2018 · Amount on Record |
| Deed Document Number | 0002814677 |
| Deed Book / Page | 2814 / 677 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 129 JOYCE CV, GUYTON, GA 31312-6148 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2026 |
| Name | Verified Name |
|---|---|
| Address | 129 JOYCE CV, GUYTON, GA 31312-6148 |
| Investor | Possibly a Property Investor |
| Document Number | 0000002580/0000000099 |
|---|---|
| Date | Mar 17, 2020 |
| Book Page | 0000002580/0000000099 |
| Instrument | 002553 |
| Name | NATION STAR MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 129 JOYCE CV, GUYTON, GA 31312-6148 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2026 |
| Name | Verified Name |
|---|
| Document Number | 002298/961 |
|---|---|
| Date | Jul 06, 2015 |
| Book Page | 2298/961 |
| Instrument | 005303 |
| Name | WR STARKEY MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 129 JOYCE CV, GUYTON, GA 31312-6148 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2026 |
| Name | Verified Name |
|---|
| Document Number | 002364/805 |
|---|---|
| Date | Sep 02, 2016 |
| Book Page | 2364/805 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2046 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Oct 06, 2022 |
| Property Address | 129 JOYCE CV, GUYTON, GA 31312-6148 |
| Document Number | 002814/677 |
| Book / Page | 2814 / 677 |
| Instrument Date | Oct 06, 2022 |
| Instrument | 2022-003109 |
| Transaction Type | Transfer |
| Record Updated | Nov 30, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 129 JOYCE CV, GUYTON, GA 31312-6148 |
| Document Number | 0000002814/0000000679 |
|---|---|
| Date | Oct 18, 2022 |
| Book Page | 0000002814/0000000679 |
| Instrument | 010397 |
| Name | ANGEL OAK HOME LOANS |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Oct 06, 2022 |
| Property Address | 129 JOYCE CV, GUYTON, GA 31312-6148 |
| Document Number | 002814/677 |
| Book / Page | 2814 / 677 |
| Instrument Date | Oct 06, 2022 |
| Instrument | 2022-003109 |
| Transaction Type | Transfer |
| Record Updated | Apr 02, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 129 JOYCE CV, GUYTON, GA 31312-6148 |
| Document Number | 0000010397 |
|---|---|
| Date | Oct 06, 2022 |
| Instrument | 010397 |
| Name | ANGEL OAK HOME LOANS |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 351 Months |
| Due | Jan 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Jul 27, 2018 |
| Property Address | 129 JOYCE CV, GUYTON, GA 31312-6148 |
| Document Number | 002479/861 |
| Book / Page | 2479 / 861 |
| Instrument Date | Jul 27, 2018 |
| Instrument | 2018-001964 |
| Transaction Type | Transfer |
| Record Updated | Nov 30, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 129 JOYCE CV, GUYTON, GA 31312-6148 |
| Investor | Possibly a Property Investor |
Source: Effingham County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Effingham County |
| Unified School District | Effingham County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,433.00 (+8.36%) Homeowner's exemption | $176,389 (+6.06%) Land $30,000 Building $146,389 | $440,972 (+6.06%) Land $75,000 Building $365,972 |
| 2024 | $5,014.00 (+45.67%) Homeowner's exemption | $166,316 (+2.02%) Land $30,000 Building $136,316 | $415,789 (+2.02%) Land $75,000 Building $340,789 |
| 2022 | $3,442.00 Homeowner's exemption | $163,017 Land $20,000 Building $143,017 | $407,542 Land $50,000 Building $357,542 |
Source: FEMA National Flood Hazard Layer, Effingham County (13103C), updated October 1, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 35% of the US · above 13% of Georgia |
|---|---|
| Wildfire Likelihood | About 1 in 2,778 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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