119 Joyce Cv, Guyton, GA 31312 Property Records

Effingham County property record for 119 Joyce Cv, Guyton, GA 31312

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,663 sqft · built 2017
Lot Size	0.51 acres (22,216 sqft)
Owner	2 Individual Names on Record
Last Sale	$272,984 (Jun 2017)
Tax Bill	$3,927 (2025)
Deeds & Mortgages	Apr 2017 Construction Loan Dec 2019 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0436D-030-000`

Property Details

APN / Parcel Number

Primary APN	`0436D-030-000`
Alternative APNs	`00920096000` `0436D030` `27934`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,663 sqft Heated Area
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2018
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Fiberglass
Lot Area	22,216 sqft (0.51 acres)
Garage Area	828 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	79 sqft
Deck Area	168 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	27934
Street Address	119 JOYCE CV
City	GUYTON
State	GA
Zip	31312-6148
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	.51 AC LOT 30 OUT OF 436-5
Legal Subdivision	RABUN ESTATES
Legal Phase	2
Legal Lot Number	30
Jurisdiction	EFFINGHAM GA
Township / Civil Division	RINCON
Census Block Group	3
Census Block	3001
Census Tract	30301

Owner

Source: Effingham County records, as of December 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	119 JOYCE CV, GUYTON, GA 31312-6148
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2017	Deed of Trust, Mortgage · Construction Mortgage FIDELITY BANK
Dec 11, 2019	Deed of Trust, Mortgage · Line of Credit GEORGIAS OWN CREDIT UNION
Jul 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIDELITY BANK
Feb 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE
Aug 24, 2021	Deed of Trust, Mortgage · Commercial Mortgage AMERIS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2017 · Amount on Record
Deed Sale	Jun 30, 2017 · Amount on Record
Prior Sale	Mar 28, 2017 · Amount on Record
Deed Document Number	0002415733
Deed Book / Page	2415 / 733
Record Updated	Jun 8, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	119 JOYCE CV, GUYTON, GA 31312-6148
Transaction Type	Mortgage
Record Updated	Jun 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	002399/345
Date	Apr 12, 2017
Book Page	2399/345
Instrument	003015

Lender

Name	FIDELITY BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Apr 1, 2018

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	119 JOYCE CV, GUYTON, GA 31312-6148
Transaction Type	Mortgage
Record Updated	May 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	119 JOYCE CV, GUYTON, GA 31312-6148

Mortgage

Document Number	0000002561/0000000328
Date	Dec 11, 2019
Book Page	0000002561/0000000328
Instrument	010429

Lender

Name	GEORGIAS OWN CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2039

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	119 JOYCE CV, GUYTON, GA 31312-6148
Transaction Type	Mortgage
Record Updated	Aug 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002415/736
Date	Jul 13, 2017
Book Page	2415/736
Instrument	006181

Lender

Name	FIDELITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2047

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	119 JOYCE CV, GUYTON, GA 31312-6148
Transaction Type	Mortgage
Record Updated	Aug 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	119 JOYCE CV, GUYTON, GA 31312-6148

Mortgage

Document Number	0000002662/0000000788
Date	Feb 16, 2021
Book Page	0000002662/0000000788
Instrument	001751

Lender

Name	AMERISAVE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	119 JOYCE CV, GUYTON, GA 31312-6148
Transaction Type	Mortgage
Record Updated	Aug 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	119 JOYCE CV, GUYTON, GA 31312-6148

Mortgage

Document Number	0000002718/0000000921
Date	Aug 24, 2021
Book Page	0000002718/0000000921
Instrument	010422

Lender

Name	AMERIS BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2036

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,927.00 (+6.77%) Homeowner's exemption	$172,198 (+4.17%) Land $30,000 Building $142,198	$430,495 (+4.17%) Land $75,000 Building $355,495
2024	$3,678.00 (+2.31%) Homeowner's exemption	$165,309 (+6.41%) Land $30,000 Building $135,309	$413,272 (+6.41%) Land $75,000 Building $338,272
2022	$3,595.00 Homeowner's exemption	$155,352 Land $20,000 Building $135,352	$388,379 Land $50,000 Building $338,379

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	2 (2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planters Rural Telephone Cooperative Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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