127 Joyce Cv, Guyton, GA 31312 Property Records

Effingham County property record for 127 Joyce Cv, Guyton, GA 31312

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,086 sqft · built 2015
Lot Size	0.72 acres (31,363 sqft)
Owner	Individual Name on Record
Last Sale	$238,074 (Mar 2015)
Tax Bill	$5,837 (2025)
Deeds & Mortgages	Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0436D-034-000`

Property Details

APN / Parcel Number

Primary APN	`0436D-034-000`
Alternative APNs	`00920096000` `0436D034` `27938`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,086 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2016
Exterior Material	Brick Veneer
Roof Type	Gable/Hip
Roof Material	Fiberglass
Lot Area	31,363 sqft (0.72 acres)
Garage Area	810 sqft

Exterior Amenities

Porch	Slab
Porch Area	100 sqft
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	27938
Street Address	127 JOYCE CV
City	GUYTON
State	GA
Zip	31312-6148
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	.72 AC LOT 34 OUT OF 436-5
Legal Subdivision	RABUN ESTATES
Legal Phase	2
Legal Lot Number	34
Jurisdiction	EFFINGHAM GA
Township / Civil Division	RINCON
Census Block Group	3
Census Block	3001
Census Tract	30301

Owner

Source: Effingham County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	127 JOYCE CV, GUYTON, GA 31312-6148
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 24, 2015 · Amount on Record
Deed Sale	Mar 24, 2015 · Amount on Record
Prior Sale	Oct 28, 2014 · Amount on Record
Deed Document Number	2015648
Deed Book / Page	2284 / 835
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	127 JOYCE CV, GUYTON, GA 31312-6148
Transaction Type	Mortgage
Record Updated	Aug 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 JOYCE CV, GUYTON, GA 31312-6148

Mortgage

Document Number	0000002730/0000000270
Date	Oct 5, 2021
Book Page	0000002730/0000000270
Instrument	012097

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$182,214 (+2.52%) Land $30,000 Building $152,214	$455,535 (+2.52%) Land $75,000 Building $380,535
2025	$5,837.00 (+13.41%)	$177,735 (+5.58%) Land $30,000 Building $147,735	$444,337 (+5.58%) Land $75,000 Building $369,337
2024	$5,147.00 (+1.4%)	$168,341 (+1.85%) Land $30,000 Building $138,341	$420,852 (+1.85%) Land $75,000 Building $345,852
2022	$5,076.00	$165,289 Land $20,000 Building $145,289	$413,222 Land $50,000 Building $363,222

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	2 (2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 87% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planters Rural Telephone Cooperative Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20