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106 E Step Rd, Chestertown, MD 21620 Property Records

Queen Anne's County property record for 106 E Step Rd, Chestertown, MD 21620 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,400 sqft · built 2021
Lot Size0.344 acres (15,000 sqft)
Owner2 Individual Names on File
Last Sale$259,500 (Jun 2021)
Tax Bill$2,439 (2025)
Deeds & MortgagesJun 2021 Sale & Mortgage
Jan 2021 Sale
Flood ZoneZone X (minimal risk)
APN07-018339

Property Details

APN / Parcel Number

Primary APN07-018339
Alternative APNs
  • 7018339
  • 018339

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,400 sqft Total Area

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area15,000 sqft (0.344 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number018339
Street Address106 E STEP RD
CityCHESTERTOWN
StateMD
Zip21620-2413
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 4 (COVER LOTS 4 BLOCK D CHAR NOR MANOR
Legal SubdivisionWIENEKE SUBDIVISION
Legal BlockD
Legal Lot Number4
JurisdictionQUEEN ANNE'S MD
Township / Civil Division7, CRUMPTON
Census Block Group1
Census Block1001
Census Tract810100

Owner

Source: Queen Anne's County records · APN 07-018339

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address106 E STEP RD, CHESTERTOWN, MD 21620-2413
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 30, 2021Deed, Transfer · Conventional Mortgage
M & T BANK
Jan 25, 2021Grant Deed, Transfer
ATLANTIC TITLE INC, ATLANTIC TITLE AGENCY INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 30, 2021 · Amount on Record
Deed SaleJun 30, 2021 · Amount on Record
Prior SaleJan 25, 2021 · Amount on Record
Deed Book / Page3765 / 286
Record UpdatedSep 20, 2026

June 2021: Deed, Transfer

Document TypeDeed
JurisdictionQUEEN ANNE'S MD
Recording DateJun 30, 2021
Property Address106 E STEP RD, CHESTERTOWN, MD 21620-2413
Document Number0037650286
Book / Page3765 / 286
Map ReferenceLB 3529 FO 247
Instrument DateJun 29, 2021
Transaction TypeTransfer
Record UpdatedMay 03, 2022
Title CompanyATLANTIC TITLE GROUP, THE ATLANTIC TITLE GROUP

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address106 E STEP RD, CHESTERTOWN, MD 21620-2413

Mortgage

Document Number0003765291
DateJun 30, 2021
Instrument3765/291
Lender
NameM & T BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2051

January 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionQUEEN ANNE'S MD
Recording DateJan 25, 2021
Property Address106 E STEP RD, CHESTERTOWN, MD 21620-2413
Document Number0035810069
Book / Page003581 / 000069
Instrument DateJan 20, 2021
Transaction TypeTransfer
Record UpdatedMay 10, 2021
Title CompanyATLANTIC TITLE INC, ATLANTIC TITLE AGENCY INC

Transaction

AmountAmount Recorded
Tax$18.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address624 DEL RHODES AVE QUEENSTOWN MD 216581368, QUEENSTOWN, MD 21658-1368

Tax Assessment & Valuation

Source: Queen Anne's County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyQueen Anne's County
Unified School DistrictQueen Annes County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$245,500 (+7.57%) Land $112,500 Building $133,000$245,500 (-2.77%) Land $112,500 Building $133,000
2025$2,439.00 (+13.49%)
2023$2,149.00$228,233$252,500 Land $57,500 Building $195,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Queen Anne's County (24035C), updated October 25, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240358101001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 15 individual NFIP policies nearby
Nearby Flood Policies15 in force
10 of 15 on primary residences
Nearby Flood Claims12 (1999–2011)
Claims Outside the SFHA4 of 12
Most Recent ClaimOct 2011, rainfall accumulation
Flood Events
  • Hurricane Isabel (Sep 2003), 5 claims
  • Hurricane Floyd Major Disaster Declarations (Sep 1999), 3 claims

Wildfire

Wildfire RiskLow
above 5% of the US · above 11% of Maryland
Wildfire LikelihoodAbout 1 in 6,250 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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