Escambia County property record for 1307 E Lloyd St, Pensacola, FL 32503
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,578 sqft · built 1923 |
| Lot Size | 0.158 acres (6,874 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $98,673 (May 2015) |
| Tax Bill | $1,458 (2024) |
| Deeds & Mortgages | Feb 2021 Mortgage Mar 2026 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 00-0S-00-9025-003-159 |
| Primary APN | 00-0S-00-9025-003-159 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,578 sqft Living Area |
| 1st Floor Area | 1,578 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Siding |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 6,874 sqft (0.158 acres) |
| Lot Width | 50 ft Width |
| Garage Type | Detached |
| Garage Area | 270 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 337 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 141295000 |
|---|---|
| Street Address | 1307 E LLOYD ST |
| City | PENSACOLA |
| State | FL |
| Zip | 32503-6052 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1AA |
| Legal Description | E 20 FT OF LT 3 AND W 30 FT OF LT 4 BLK 159 NEW CITY TRACT OR 5804 P 541 OR 7340 P 580 CA 49 |
| Legal Subdivision | NEW CITY TRACT |
| Legal Block | 159 |
| Legal Lot Number | 3 |
| Jurisdiction | ESCAMBIA FL |
| Township / Civil Division | PENSACOLA |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 802 |
1307 E Lloyd St is owned by a company that acquired it in February 2026 and is owner-occupied.
Source: Escambia County records, as of March 20, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 1307 E LLOYD ST, PENSACOLA, FL 32503-6052 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Life Tenant |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 19, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Mar 2, 2026 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Mar 2, 2026 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 6, 2015 · Amount on File |
| Deed Sale | May 6, 2015 · Amount on File |
| Prior Sale | Dec 21, 2005 · Amount on File |
| Deed Document Number | 201534028 |
| Deed Book / Page | 7340 / 580 |
| Last Transfer Date | Feb 18, 2026 |
| Transfer Doc | 0000016474 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESCAMBIA FL |
| Property Address | 1307 E LLOYD ST, PENSACOLA, FL 32503-6052 |
| Transaction Type | Mortgage |
| Record Updated | May 1, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1307 LLOYD E SF, SF, PENSACOLA, FL 32503-6052 |
| Document Number | 0084680001 |
|---|---|
| Date | Feb 19, 2021 |
| Book Page | 8468/1 |
| Instrument | 2021018148 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ESCAMBIA FL |
| Recording Date | Mar 2, 2026 |
| Property Address | 1307 E LLOYD ST, PENSACOLA, FL 32503-6052 |
| Document Number | 0094541798 |
| Book / Page | 9454 / 1798 |
| Instrument Date | Feb 18, 2026 |
| Instrument | 2026016474 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2026 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1307 E LLOYD ST, PENSACOLA, FL 32503-6052 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 1307 E LLOYD ST, PENSACOLA, FL 32503-6052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ESCAMBIA FL |
| Recording Date | Mar 2, 2026 |
| Property Address | 1307 E LLOYD ST, PENSACOLA, FL 32503-6052 |
| Document Number | 0094541798 |
| Book / Page | 9454 / 1798 |
| Instrument Date | Feb 18, 2026 |
| Instrument | 2026016474 |
| Transaction Type | Transfer |
| Record Updated | May 1, 2026 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1307 E LLOYD ST, PENSACOLA, FL 32503-6052 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 1307 E LLOYD ST, PENSACOLA, FL 32503-6052 |
Source: Escambia County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Escambia County |
| Municipality | Pensacola City |
| Unified School District | Escambia County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $127,155 | $253,040 Land $113,438 Building $139,602 | |
| 2024 | $1,458.00 (+5.04%) | ||
| 2023 | $1,388.00 (+3.43%) Homeowner's exemption | $119,973 (+3%) | $241,602 (+11.64%) Land $113,438 Building $128,164 |
| 2022 | $1,342.00 Homeowner's exemption | $116,479 | $216,420 Land $101,888 Building $114,532 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1307 E Lloyd St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 21 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 21 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1307 E Lloyd St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EMERALD COAST UTILITIES AUTHORITY (ECUA) serves 242,172 people · EPA ID FL1170525 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 460 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless · DSL | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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