Escambia County property record for 1207 E Lloyd St, Pensacola, FL 32503
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,791 sqft · built 2022 |
| Lot Size | 0.124 acres (5,401 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,192,500 (Apr 2025) |
| Tax Bill | $8,769 (2025) |
| Deeds & Mortgages | Sep 2022 Line of Credit Jul 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 00-0S-00-9025-004-158 |
| Primary APN | 00-0S-00-9025-004-158 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,791 sqft Living Area |
| 1st Floor Area | 1,483 sqft |
| Attic | Attic |
| Attic Area | 370 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 5,401 sqft (0.124 acres) |
| Garage Area | 288 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 140 sqft |
| Deck Area | Deck Area |
| Patio Area | 300 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 141281000 |
|---|---|
| Street Address | 1207 E LLOYD ST |
| City | PENSACOLA |
| State | FL |
| Zip | 32503-6051 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1AA |
| Legal Description | LT 4 BLK 158 NEW CITY TRACT OR 9308 P 1709 CA 49 |
| Legal Subdivision | NEW CITY TRACT |
| Legal Block | 158 |
| Legal Lot Number | 4 |
| Jurisdiction | ESCAMBIA FL |
| Township / Civil Division | PENSACOLA |
| Census Block Group | 3 |
| Census Block | 3049 |
| Census Tract | 802 |
1207 E Lloyd St is owned and occupied by two individuals who bought it in April 2025.
Source: Escambia County records, as of August 12, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1207 E LLOYD ST, PENSACOLA, FL 32503-6051 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 8, 2022 | Deed of Trust, Mortgage · Line of Credit WHITNEY BANK |
| Jul 30, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage WHITNEY BANK |
| Mar 2, 2021 | Warranty Deed, Transfer EMERALD COAST TITLE INC - GULF BREEZE, EMERALD COAST TTL INC GULF B |
| Apr 2, 2020 | Deed of Trust, Mortgage · VA Mortgage TRIDENT HM LNS |
| Feb 1, 2017 | Warranty Deed, Transfer · VA Mortgage USAA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 29, 2025 · Amount on File |
| Deed Sale | Apr 29, 2025 · Amount on File |
| Prior Sale | Mar 2, 2021 · Amount on File |
| Deed Document Number | 202530006 |
| Deed Book / Page | 9308 / 1709 |
| Prior Transfer Date | Aug 12, 2021 |
| Prior Transfer Doc | 0000091578 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESCAMBIA FL |
| Property Address | 1207 E LLOYD ST, PENSACOLA, FL 32503-6051 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1100 E HERNANDEZ ST, PENSACOLA, FL 32503-5338 |
| Document Number | 0088550836 |
|---|---|
| Date | Sep 8, 2022 |
| Book Page | 8855/836 |
| Instrument | 2022091256 |
| Name | WHITNEY BANK |
|---|---|
| Type | Bank |
| Address | GULFPORT, MS 39501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ESCAMBIA FL |
| Recording Date | Jul 30, 2021 |
| Property Address | 1207 E LLOYD ST, PENSACOLA, FL 32503-6051 |
| Document Number | 0085861341 |
| Book / Page | 8586 / 1341 |
| Instrument Date | Jul 27, 2021 |
| Instrument | 2021084356 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2024 |
| Title Company | EMERALD COAST TITLE INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1100 E HERNANDEZ ST, PENSACOLA, FL 32503-5338 |
| Document Number | 0085861343 |
|---|---|
| Date | Jul 30, 2021 |
| Instrument | 8586/1343 |
| Name | WHITNEY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Type Change Date | Aug 1, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 7.75% |
| Index | Other |
| Max Rate | 7.75% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ESCAMBIA FL |
| Recording Date | Mar 2, 2021 |
| Property Address | 1207 E LLOYD ST, PENSACOLA, FL 32503-6051 |
| Document Number | 0084750316 |
| Book / Page | 8475 / 316 |
| Instrument Date | Feb 26, 2021 |
| Instrument | 2021022307 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2024 |
| Title Company | EMERALD COAST TITLE INC - GULF BREEZE, EMERALD COAST TTL INC GULF B |
| Amount | Amount on Record |
|---|---|
| Tax | $1,750.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1435 E LLOYD ST, PENSACOLA, FL 32503-6054 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1207 E LLOYD ST, PENSACOLA, FL 32503-6051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESCAMBIA FL |
| Property Address | 1207 E LLOYD ST, PENSACOLA, FL 32503-6051 |
| Document Number | 0082750693 |
| Instrument Date | Apr 2, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1207 E LLOYD ST PENSACOLA FL 325036051, PENSACOLA, FL 32503-6051 |
| Document Number | 0082750693 |
|---|---|
| Date | Apr 3, 2020 |
| Book Page | 008275/000693 |
| Instrument | 28653 |
| Name | TRIDENT HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | GULF BREEZE, FL 32561 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 2, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ESCAMBIA FL |
| Recording Date | Feb 1, 2017 |
| Property Address | 1207 E LLOYD ST, PENSACOLA, FL 32503-6051 |
| Document Number | 0076601674 |
| Book / Page | 007660 / 001674 |
| Instrument Date | Jan 27, 2017 |
| Instrument | 7575 |
| Transaction Type | Transfer |
| Record Updated | Feb 9, 2017 |
| Title Company | GULF COAST TITLE COMPANY INC, GULF COAST TITLE CO INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,330.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1207 E LLOYD ST PENSACOLA FL 325036051, PENSACOLA, FL 32503-6051 |
| Document Number | 76601676 |
|---|---|
| Date | Feb 1, 2017 |
| Book Page | 007660/001676 |
| Instrument | 7576 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 31, 2047 |
The 2025 property tax bill for 1207 E Lloyd St was $8,769, up 6% from the year before.
Source: Escambia County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Escambia County |
| Municipality | Pensacola City |
| Unified School District | Escambia County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,769.00 (+5.96%) | $547,373 | $680,935 Land $88,754 Building $592,181 |
| 2024 | $8,276.00 (+3.49%) | ||
| 2023 | $7,997.00 (+482.02%) Homeowner's exemption | $516,454 (+538.63%) | $516,454 (+538.63%) Land $88,754 Building $427,700 |
| 2022 | $1,374.00 | $80,869 | $80,869 Land $79,717 Building $1,152 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1207 E Lloyd St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2007.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 32 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 32 in force |
| Nearby Flood Claims | 3 (2007–2020) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1207 E Lloyd St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EMERALD COAST UTILITIES AUTHORITY (ECUA) serves 242,172 people · EPA ID FL1170525 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 460 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless · DSL | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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