1316 E Lloyd St, Pensacola, FL 32503 Property Records

Escambia County property record for 1316 E Lloyd St, Pensacola, FL 32503

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,010 sqft · built 1940
Lot Size	0.252 acres (11,000 sqft)
Owner	2 Company Names on File
Last Sale	$45,000 (Jan 1988)
Tax Bill	$480 (2024)
Deeds & Mortgages	Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`00-0S-00-9025-014-172`

Property Details

APN / Parcel Number

Primary APN	`00-0S-00-9025-014-172`
Alternative APN	`141445000`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,010 sqft Adjusted Area
1st Floor Area	1,029 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1965
Exterior Material	Siding
Construction Type	Wood
Foundation Type	Wood
Roof Type	Gable
Roof Material	Shingle
Lot Area	11,000 sqft (0.252 acres)
Lot Width	80 ft Width
Garage Type	Carport
Garage Area	240 sqft
Carport	Carport
Porch	Porch
Porch Area	20 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	141445000
Old Parcel Number	141445000
Street Address	1316 E LLOYD ST
City	PENSACOLA
State	FL
Zip	32503-6053
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1AA
Legal Description	LTS 14 15 BLK 172 NEW CITY TRACT OR 2508 P 36 CA 49
Legal Township	01N
Legal Subdivision	NEW CITY TRACT
Legal Block	172
Legal Lot Number	14-15 15
Jurisdiction	ESCAMBIA FL
Township / Civil Division	PENSACOLA
Census Block Group	1
Census Block	1019
Census Tract	802

Owner

1316 E Lloyd St is owned by a company that bought it in January 1988 and is owner-occupied.

Source: Escambia County records, as of December 17, 2025

Owner of Record	2 Company Names on File
Mailing Address	1316 E LLOYD ST, PENSACOLA, FL 32503-6053
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 1, 1988 · Amount on File
Deed Sale	Jan 1, 1988 · Amount on File
Deed Document Number	0000250836
Record Updated	Jun 8, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESCAMBIA FL
Property Address	1316 E LLOYD ST, PENSACOLA, FL 32503-6053
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0076961143
Date	Apr 17, 2017
Book Page	7696/1143
Instrument	2017027767

Lender

Name	MEMBERS FIRST CREDIT UNION OF FLORIDA
Type	Credit Union
Address	PENSACOLA, FL 32591

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	May 1, 2022
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	5.75%
Index	5-Year TN
Max Rate	9.75%

Tax Assessment & Valuation

Source: Escambia County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Escambia County
Municipality	Pensacola City
Unified School District	Escambia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$258,836	$258,836 Land $165,000 Building $93,836
2024	$480.00 (+3.45%)
2023	$464.00 (+1.09%) Homeowner's exemption	$51,436 (+3%)	$251,659 (+14.08%) Land $165,000 Building $86,659
2022	$459.00 Homeowner's exemption	$49,938	$220,605 Land $143,000 Building $77,605

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1316 E Lloyd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	21 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1316 E Lloyd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EMERALD COAST UTILITIES AUTHORITY (ECUA) serves 242,172 people · EPA ID FL1170525
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 460 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber	5,000 / 5,000
AT&T Fiber · Fixed Wireless · DSL	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20