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1305 E Lloyd St, Pensacola, FL 32503 Property Records

Escambia County property record for 1305 E Lloyd St, Pensacola, FL 32503

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,135 sqft · built 1923
Lot Size0.158 acres (6,874 sqft)
OwnerCompany Name on File
Last Sale$430,000 (Jan 2026)
Tax Bill$1,133 (2024)
Deeds & MortgagesJan 2026 Sale & Mortgage
Nov 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN00-0S-00-9025-002-159

Property Details

APN / Parcel Number

Primary APN00-0S-00-9025-002-159
Alternative APN
  • 141294000

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,135 sqft Living Area
Gross Area1,223 sqft
1st Floor Area1,135 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1923
Effective Year BuiltEffective 1965
Exterior MaterialSiding
Construction TypeWood
Roof TypeGable
Roof MaterialMetal
Lot Area6,874 sqft (0.158 acres)
Lot Width50 ft Width
PorchFinished Screened Porch
Porch Area304 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemFloor/Wall Furnace

Location & Zoning

Account Number141294000
Street Address1305 E LLOYD ST
CityPENSACOLA
StateFL
Zip32503-6052
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1AA
Legal DescriptionE 30 FT OF LT 2 AND W 20 FT OF LT 3 BLK 159 NEW CITY TRACT OR 7065 P 1997 OR 7209 P 1723 OR 8886 P 727 CA 49
Legal SubdivisionNEW CITY TRACT
Legal Block159
Legal Lot Number2
JurisdictionESCAMBIA FL
Township / Civil DivisionPENSACOLA
Census Block Group1
Census Block1020
Census Tract802

Owner

1305 E Lloyd St is owned by a company that bought it in January 2026 and is owner-occupied.

Source: Escambia County records, as of January 21, 2026

Owner of RecordCompany Name on File
Mailing Address742 ASHVIEW DR, WINSTON SALEM, NC 27103-3422
OccupancyOwner Occupied
Owner TypeCompany
VestingLimited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 7, 2026Warranty Deed, Transfer · Commercial Mortgage
CHAMPIONS FUNDING LLC
Nov 7, 2022Intrafamily Transfer, Transfer · FHA Mortgage
TOP FLITE FINANCIAL INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 7, 2026 · Amount on File
Deed SaleJan 7, 2026 · Amount on File
Prior SaleNov 7, 2022
Deed Document Number20261880
Deed Book / Page9430 / 584
Prior Transfer DateNov 1, 2022
Prior Transfer Doc0088860727
Record UpdatedJun 8, 2026

January 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionESCAMBIA FL
Recording DateJan 7, 2026
Property Address1305 E LLOYD ST, PENSACOLA, FL 32503-6052
Document Number0094300584
Book / Page9430 / 584
Instrument DateJan 5, 2026
Instrument2026001880
Transaction TypeTransfer
Record UpdatedJan 27, 2026
Title CompanyTHE CLOSING AGENT LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,010.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address170 IMPASSE DE LA MOULINE LA MOULINE SUD, ST JULIA XX, 31540

Transferred To (Grantee/Buyer)

NameVerified Name
Address742 ASHVIEW DR, WINSTON SALEM, NC 27103-3422

Mortgage

Document Number0094300586
DateJan 7, 2026
Book Page9430/586
Instrument2026001881
Lender
NameCHAMPIONS FUNDING LLC
TypeMortgage Company
AddressGILBERT, AZ 85297
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2056

November 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionESCAMBIA FL
Recording DateNov 7, 2022
Property Address1305 E LLOYD ST, PENSACOLA, FL 32503-6052
Document Number0088860727
Book / Page8886 / 727
Map ReferenceMB 7065 PG 1797
Instrument DateNov 1, 2022
Instrument2022108867
Transaction TypeTransfer
Record UpdatedNov 24, 2022
Title CompanySTATE TITLE AGENCY INC, STATES TITLE AGENCY INC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1305 E LLOYD ST, 1305, PENSACOLA, FL 32503-6052

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1305 E LLOYD ST, PENSACOLA, FL 32503-6052

Mortgage

Document Number0008886732
DateNov 7, 2022
Instrument8886/732
Lender
NameTOP FLITE FINANCIAL INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term356 Months
DueJul 1, 2052

Tax Assessment & Valuation

Source: Escambia County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyEscambia County
MunicipalityPensacola City
Unified School DistrictEscambia County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$109,356$215,230 Land $113,438 Building $101,792
2024$1,133.00 (+4.91%)
2023$1,080.00 (+3.95%) Homeowner's exemption$103,180 (+3%)$208,087 (+11.61%) Land $113,438 Building $94,649
2022$1,039.00 Homeowner's exemption$100,175$186,437 Land $101,888 Building $84,549

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1305 E Lloyd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 21 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies21 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1305 E Lloyd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEMERALD COAST UTILITIES AUTHORITY (ECUA)
serves 242,172 people · EPA ID FL1170525
Water SourceGroundwater
Last State InspectionDec 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 460 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
T-Mobile
Fiber		5,000 / 5,000
AT&T
Fiber · Fixed Wireless · DSL		5,000 / 5,000
Cox Communications
Cable		2,000 / 100
Verizon
Fixed Wireless		300 / 20

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