Escambia County property record for 1227 E Lloyd St, Pensacola, FL 32503
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,538 sqft · built 1920 |
| Lot Size | 0.126 acres (5,502 sqft) |
| Owner | Individual Name on File |
| Last Sale | $320,000 (Jul 2017) |
| Tax Bill | $2,740 (2024) |
| Deeds & Mortgages | Nov 2020 Mortgage Jul 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 00-0S-00-9025-007-158 |
| Primary APN | 00-0S-00-9025-007-158 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,538 sqft Living Area |
| 1st Floor Area | 1,538 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Siding |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 5,502 sqft (0.126 acres) |
| Lot Width | 40 ft Width |
| Porch | Open Porch |
| Porch Area | 105 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 141283000 |
|---|---|
| Street Address | 1227 E LLOYD ST |
| City | PENSACOLA |
| State | FL |
| Zip | 32503-6051 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1AA |
| Legal Description | LT 7 BLK 158 NEW CITY TRACT OR 7744 P 535 CA 49 |
| Legal Subdivision | NEW CITY TRACT |
| Legal Block | 158 |
| Legal Lot Number | 7 |
| Jurisdiction | ESCAMBIA FL |
| Township / Civil Division | PENSACOLA |
| Census Block Group | 3 |
| Census Block | 3049 |
| Census Tract | 802 |
1227 E Lloyd St is owned and occupied by an individual who bought it in July 2017.
Source: Escambia County records, as of December 31, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1227 E LLOYD ST, PENSACOLA, FL 32503-6051 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 5, 2020 | Deed of Trust, Mortgage · VA Mortgage TRIDENT HOME LOANS LLC |
| Jul 13, 2017 | Warranty Deed, Transfer · Conventional Mortgage CALIBER HM LOANS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 13, 2017 · Amount on File |
| Deed Sale | Jul 13, 2017 · Amount on File |
| Prior Sale | Aug 8, 2016 · Amount on File |
| Deed Document Number | 201753689 |
| Deed Book / Page | 7744 / 535 |
| Prior Transfer Date | Jun 8, 2000 |
| Prior Transfer Doc | 0045700871 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESCAMBIA FL |
| Property Address | 1227 E LLOYD ST, PENSACOLA, FL 32503-6051 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1227 E LLOYD ST, PENSACOLA, FL 32503-6051 |
| Document Number | 0083990934 |
|---|---|
| Date | Nov 5, 2020 |
| Book Page | 8399/934 |
| Instrument | 2020094499 |
| Name | TRIDENT HOME LOANS LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | PENSACOLA, FL 32501 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ESCAMBIA FL |
| Recording Date | Jul 13, 2017 |
| Property Address | 1227 E LLOYD ST, PENSACOLA, FL 32503-6051 |
| Document Number | 0077440535 |
| Book / Page | 007744 / 000535 |
| Instrument Date | Jul 10, 2017 |
| Instrument | 53689 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,240.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1227 E LLOYD ST PENSACOLA FL 325036051, PENSACOLA, FL 32503-6051 |
| Document Number | 77440537 |
|---|---|
| Date | Jul 13, 2017 |
| Book Page | 007744/000537 |
| Instrument | 53690 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 12, 2047 |
Source: Escambia County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Escambia County |
| Municipality | Pensacola City |
| Unified School District | Escambia County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $214,465 | $253,547 Land $90,750 Building $162,797 | |
| 2024 | $2,740.00 (+2.7%) | ||
| 2023 | $2,668.00 (+2.97%) Homeowner's exemption Veteran's exemption | $202,351 (+3%) | $244,079 (+10.87%) Land $90,750 Building $153,329 |
| 2022 | $2,591.00 Homeowner's exemption Veteran's exemption | $196,458 | $220,139 Land $81,510 Building $138,629 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1227 E Lloyd St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2007.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 32 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 32 in force |
| Nearby Flood Claims | 3 (2007–2020) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1227 E Lloyd St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EMERALD COAST UTILITIES AUTHORITY (ECUA) serves 242,172 people · EPA ID FL1170525 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 460 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless · DSL | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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