1307 E 4th St, Mishawaka, IN 46544 Property Records

St. Joseph County property record for 1307 E 4th St, Mishawaka, IN 46544

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 880 sqft · built 1920
Lot Size	0.147 acres (6,400 sqft)
Owner	Individual Name on Record
Last Sale	$7,701 (Apr 2026)
Tax Bill	$2,382 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Apr 2026 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`71-09-15-284-004.000-023`

Property Details

APN / Parcel Number

Primary APN	`71-09-15-284-004.000-023`
Alternative APN	`01610351498`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	880 sqft Living Area
Gross Area	1,463 sqft
1st Floor Area	1,892 sqft
Attic	Attic
Attic Area	1,001 sqft
Basement Area	440 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	6,400 sqft (0.147 acres)
Lot Dimensions	128 ft deep x 50 ft wide
View / Lot	Alley
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1307 E 4TH ST
City	MISHAWAKA
State	IN
Zip	46544-2721
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 77 CAMPBELL PLAT
Legal Subdivision	CAMPBELL PLAT
Legal Lot Number	77
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PENN
Census Block Group	3
Census Block	3042
Census Tract	10400

Owner

Source: St. Joseph County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1307 E 4TH ST, MISHAWAKA, IN 46544-2721
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2023	Deed of Trust, Mortgage · Commercial Mortgage COMMERCIAL LENDING LLC
Apr 28, 2026	Warranty Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING
Jun 30, 2022	Warranty Deed, Transfer · Commercial Mortgage COMMERCIAL LENDING LLC
Jun 16, 2022	Warranty Deed, Transfer FIDELITY NATIONAL TITLE
Dec 5, 2011	Warranty Deed, Transfer · Conventional Mortgage FIRST FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 28, 2026 · Amount on Record
Deed Sale	Apr 28, 2026 · Amount on Record
Prior Sale	Jun 30, 2022 · Amount on Record
Deed Document Number	202610260
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	1307 E 4TH ST, MISHAWAKA, IN 46544-2721
Transaction Type	Mortgage
Record Updated	Jun 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0002312067
Date	Jun 5, 2023
Instrument	2312067

Lender

Name	COMMERCIAL LENDING LLC
Type	Funding / Finance Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2053

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Apr 28, 2026
Property Address	1307 E 4TH ST, MISHAWAKA, IN 46544-2721
Document Number	0000010260
Instrument Date	Apr 23, 2026
Instrument	202610260
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	MERIDIAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1307 E 4TH ST, MISHAWAKA, IN 46544-2721

Mortgage

Document Number	0000010262,
Date	Apr 28, 2026
Instrument	202610262

Lender

Name	NEW AMERICAN FUNDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 1, 2036

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Jun 30, 2022
Property Address	1307 E 4TH ST, MISHAWAKA, IN 46544-2721
Document Number	0002219232
Map Reference	PB 8 PG 172
Instrument Date	Jun 22, 2022
Instrument	2219232
Transaction Type	Transfer
Record Updated	Jun 26, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4408 LINTEL CT, WEST LAFAYETTE, IN 47906-5686
Investor	Possibly a Property Investor

Mortgage

Document Number	0002219233
Date	Jun 30, 2022
Instrument	2219233

Lender

Name	COMMERCIAL LENDING LLC

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Jun 16, 2022
Property Address	1307 E 4TH ST, MISHAWAKA, IN 46544-2721
Document Number	0002217703
Map Reference	PB 8 PG 172
Instrument Date	May 27, 2022
Instrument	2217703
Transaction Type	Transfer
Record Updated	Jun 26, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	53192 CHELLE LN, GRANGER, IN 46530-8996
Investor	Possibly a Property Investor

December 2011: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Dec 5, 2011
Property Address	1307 E 4TH ST, MISHAWAKA, IN 46544-2721
Document Number	0001132259
Map Reference	MB8 PG172
Instrument Date	Nov 11, 2011
Instrument	1132259
Transaction Type	Transfer
Record Updated	Jun 26, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1307 E 4TH ST, MISHAWAKA, IN 46544-2721
Investor	Possibly a Property Investor

Mortgage

Document Number	0001132260
Date	Dec 5, 2011
Instrument	1132260

Lender

Name	FIRST FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2041

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Penn Township
Municipality	Mishawaka City
Unified School District	Mishawaka School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,382.00 (-12.33%)	$103,100 (-5.06%) Land $26,000 Building $77,100	$103,100 (-5.06%) Land $26,000 Building $77,100
2024	$2,717.00 (+6.59%)
2023	$2,549.00 (+24.95%)	$108,600 (+24.83%) Land $26,000 Building $82,600	$108,600 (+24.83%) Land $26,000 Building $82,600
2022	$2,040.00	$87,000 Land $26,000 Building $61,000	$87,000 Land $26,000 Building $61,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISHAWAKA UTILITIES serves 49,675 people · EPA ID IN5271009
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	7 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Fourway.

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