1302 E 4th St, Mishawaka, IN 46544 Property Records

St. Joseph County property record for 1302 E 4th St, Mishawaka, IN 46544

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 748 sqft · built 1925
Lot Size	0.147 acres (6,400 sqft)
Owner	2 Individual Names on Record
Last Sale	$195,842 (Oct 2023)
Tax Bill	$820 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Aug 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`71-09-15-281-009.000-023`

Property Details

APN / Parcel Number

Primary APN	`71-09-15-281-009.000-023`
Alternative APN	`01610351486`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	748 sqft Living Area
Gross Area	1,496 sqft
1st Floor Area	1,496 sqft
Basement Area	748 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	6,400 sqft (0.147 acres)
Lot Dimensions	128 ft deep x 50 ft wide
View / Lot	Alley
Garage Type	Detached
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1302 E 4TH ST
City	MISHAWAKA
State	IN
Zip	46544-2722
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 65 CAMPBELLS PLAT
Legal Subdivision	CAMPBELLS PLAT
Legal Lot Number	65
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PENN
Census Block Group	3
Census Block	3039
Census Tract	10400

Owner

Source: St. Joseph County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1302 E 4TH ST, MISHAWAKA, IN 46544-2722
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2023	Warranty Deed, Transfer · Conventional Mortgage JP MORGAN CHASE BANK
Aug 16, 2023	Deed of Trust, Mortgage · Line of Credit CENTIER BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 26, 2023 · Amount on Record
Deed Sale	Oct 26, 2023 · Amount on Record
Prior Sale	Aug 16, 2023
Deed Document Number	202325477
Prior Transfer Date	Aug 10, 2023
Prior Transfer Doc	0000018985
Record Updated	Oct 29, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Oct 26, 2023
Property Address	1302 E 4TH ST, MISHAWAKA, IN 46544-2722
Document Number	0002325477
Map Reference	PB 8 PG 172
Instrument Date	Oct 20, 2023
Instrument	2325477
Transaction Type	Transfer
Record Updated	Nov 22, 2023
Title Company	MTC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1302 E 4TH ST, MISHAWAKA, IN 46544-2722

Mortgage

Document Number	0002325478
Date	Oct 26, 2023
Instrument	2325478

Lender

Name	JP MORGAN CHASE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	1302 E 4TH ST, MISHAWAKA, IN 46544-2722
Transaction Type	Mortgage
Record Updated	Sep 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002318986
Date	Aug 16, 2023
Instrument	2318986

Lender

Name	CENTIER BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 4, 2043

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Penn Township
Municipality	Mishawaka City
Unified School District	Mishawaka School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$820.00 (-25.99%)	$90,800 (-4.62%) Land $26,000 Building $64,800	$90,800 (-4.62%) Land $26,000 Building $64,800
2024	$1,108.00 (+8.1%)
2023	$1,025.00 (-3.39%)	$95,200 (+0.32%) Land $26,000 Building $69,200	$95,200 (+0.32%) Land $26,000 Building $69,200
2022	$1,061.00	$94,900 Land $26,000 Building $68,900	$94,900 Land $26,000 Building $68,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISHAWAKA UTILITIES serves 49,675 people · EPA ID IN5271009
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	7 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Fourway.

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