1304 E 4th St, Mishawaka, IN 46544 Property Records

St. Joseph County property record for 1304 E 4th St, Mishawaka, IN 46544

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,012 sqft · built 1920
Lot Size	0.146 acres (6,400 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,353 (2024)
Deeds & Mortgages	Sep 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`71-09-15-281-010.000-023`

Property Details

APN / Parcel Number

Primary APN	`71-09-15-281-010.000-023`
Alternative APN	`01610351487`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,012 sqft Living Area
Basement Area	1,012 sqft

Exterior

Year Built	Built 1920
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	6,400 sqft (0.146 acres)
Lot Dimensions	128 ft deep x 50 ft wide
Shed	1 Shed
Shed Area	200 sqft

Utilities, Heating & Cooling

Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	01610351487
Street Address	1304 E 4TH ST
City	MISHAWAKA
State	IN
Zip	46544-2722
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 66 CAMPBELLS PL
Legal Lot Number	66
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PENN
Census Block Group	3
Census Block	3039
Census Tract	10400

Owner

Source: St. Joseph County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1304 E 4TH ST, MISHAWAKA, IN 46544-2722
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 8, 1995
Deed Sale	Nov 8, 1995
Record Updated	Jun 8, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	1304 E 4TH ST, MISHAWAKA, IN 46544-2722
Transaction Type	Mortgage
Record Updated	Oct 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002321942
Date	Sep 18, 2023
Instrument	2321942

Lender

Name	CARRINGTON MORTGAGE SVCS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 1, 2043

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Penn Township
Municipality	Mishawaka City
Unified School District	Mishawaka School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$102,800 (-6.12%) Land $26,000 Building $76,800	$102,800 (-6.12%) Land $26,000 Building $76,800
2024	$1,353.00 (+10.63%)
2023	$1,223.00 (-9.68%)	$109,500 (-10.1%) Land $26,000 Building $83,500	$109,500 (-10.1%) Land $26,000 Building $83,500
2022	$1,354.00 Homeowner's exemption	$121,800 Land $26,000 Building $95,800	$121,800 Land $26,000 Building $95,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISHAWAKA UTILITIES serves 49,675 people · EPA ID IN5271009
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	7 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Fourway.

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