1314 E 4th St, Mishawaka, IN 46544 Property Records

St. Joseph County property record for 1314 E 4th St, Mishawaka, IN 46544

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 957 sqft · built 1958
Lot Size	0.147 acres (6,400 sqft)
Owner	Individual Name on File
Last Sale	$240,000 (Jul 2021)
Tax Bill	$1,203 (2024)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Apr 2021 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`71-09-15-281-011.000-023`

Property Details

APN / Parcel Number

Primary APN	`71-09-15-281-011.000-023`
Alternative APN	`01610351488`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	957 sqft Living Area
1st Floor Area	957 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1975
Construction Type	Frame
Roof Material	Asphalt
Lot Area	6,400 sqft (0.147 acres)
Lot Dimensions	128 ft deep x 50 ft wide
View / Lot	Alley
Garage Type	Detached
Garage Area	396 sqft
Parking Spaces	1 Parking Space
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1314 E 4TH ST
City	MISHAWAKA
State	IN
Zip	46544-2722
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 67 CAMPBELLS PLAT
Legal Subdivision	CAMPBELLS PLAT
Legal Lot Number	67
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PENN
Census Block Group	3
Census Block	3039
Census Tract	10400

Owner

1314 E 4th St is owned and occupied by an individual who bought it in July 2021.

Source: St. Joseph County records, as of March 11, 2026

Owner of Record	Individual Name on File
Mailing Address	1314 E 4TH ST, MISHAWAKA, IN 46544-2722
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage EVERETT FINANCIAL INC
Apr 13, 2021	Warranty Deed, Transfer FIDELITY NATIONAL TITLE
Jun 28, 2018	Warranty Deed, Transfer FIDELITY NATIONAL TITLE
Apr 20, 2018	Deed, Transfer
Oct 18, 2017	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 12, 2021 · Amount on File
Deed Sale	Jul 12, 2021 · Amount on File
Prior Sale	Apr 13, 2021 · Amount on File
Deed Document Number	202123306
Prior Transfer Date	Oct 5, 2017
Prior Transfer Doc	0000028516
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Jul 12, 2021
Property Address	1314 E 4TH ST, MISHAWAKA, IN 46544-2722
Document Number	0002123306
Map Reference	PB 8 PG 172
Instrument Date	Jul 1, 2021
Instrument	2123306
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 13, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1314 E 4TH ST, MISHAWAKA, IN 46544-2722

Mortgage

Document Number	0002123307
Date	Jul 12, 2021
Instrument	2123307

Lender

Name	EVERETT FINANCIAL INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Apr 13, 2021
Property Address	1314 E 4TH ST, MISHAWAKA, IN 46544-2722
Document Number	0002112075
Map Reference	PB 8 PG 172
Instrument Date	Mar 16, 2021
Instrument	2112075
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1252, SOUTH BEND, IN 46624-1252
Investor	Possibly a Property Investor

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Jun 28, 2018
Property Address	1314 E 4TH ST, MISHAWAKA, IN 46544-2722
Document Number	0001815809
Map Reference	PB 8 PG 172
Instrument Date	Jun 11, 2018
Instrument	1815809
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 LINCOLNWAY E # 103, 103, MISHAWAKA, IN 46544-2042

April 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Apr 20, 2018
Property Address	1314 E 4TH ST, MISHAWAKA, IN 46544-2722
Document Number	0001809393
Map Reference	PB 8 PG 172
Instrument Date	Apr 12, 2018
Instrument	1809393
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 LINCOLNWAY E # 103, 103, MISHAWAKA, IN 46544-2042
Investor	Possibly a Property Investor

October 2017: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Oct 18, 2017
Property Address	1314 E 4TH ST, MISHAWAKA, IN 46544-2722
Document Number	0001728516
Map Reference	PB 8 PG 172
Instrument Date	Oct 5, 2017
Instrument	1728516
Transaction Type	Foreclosure
Record Updated	Jun 13, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3900 CAPITOL CITY BLVD, LANSING, MI 48906-2147

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Penn Township
Municipality	Mishawaka City
Unified School District	Mishawaka School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$96,300 Land $26,000 Building $70,300	$96,300 Land $26,000 Building $70,300
2024	$1,203.00 (+7.03%)
2023	$1,124.00 (-1.49%)	$101,300 (-) Land $26,000 Building $75,300	$101,300 (-) Land $26,000 Building $75,300
2022	$1,141.00 Homeowner's exemption	$101,300 Land $26,000 Building $75,300	$101,300 Land $26,000 Building $75,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1314 E 4th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 15, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1314 E 4th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISHAWAKA UTILITIES serves 49,675 people · EPA ID IN5271009
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	7 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Fourway.

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