1315 E 4th St, Mishawaka, IN 46544 Property Records

St. Joseph County property record for 1315 E 4th St, Mishawaka, IN 46544

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 977 sqft · built 1916
Lot Size	0.147 acres (6,400 sqft)
Owner	Company Name on File
Tax Bill	$1,276 (2024)
Deeds & Mortgages	Feb 2024 Line of Credit Feb 2023 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`71-09-15-284-006.000-023`

Property Details

APN / Parcel Number

Primary APN	`71-09-15-284-006.000-023`
Alternative APN	`01610351500`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	977 sqft Living Area
Gross Area	1,954 sqft
1st Floor Area	2,504 sqft
Attic	Attic
Attic Area	963 sqft
Basement Area	977 sqft

Exterior

Year Built	Built 1916
Effective Year Built	Effective 1916
Construction Type	Frame
Roof Material	Asphalt
Lot Area	6,400 sqft (0.147 acres)
Lot Dimensions	128 ft deep x 50 ft wide
View / Lot	Alley
Garage Type	Detached
Garage Area	264 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1315 E 4TH ST
City	MISHAWAKA
State	IN
Zip	46544-2721
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 75 CAMPBELLS PLAT
Legal Subdivision	CAMPBELLS PLAT
Legal Lot Number	75
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PENN
Census Block Group	3
Census Block	3042
Census Tract	10400

Owner

1315 E 4th St is owned by a company that acquired it in December 2024.

Source: St. Joseph County records, as of March 11, 2026

Owner of Record	Company Name on File
Mailing Address	15311 HUNTING RIDGE TRL, GRANGER, IN 46530-9093
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2024	Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK MIDDLEBURY
Feb 22, 2023	Warranty Deed, Transfer
Sep 10, 2021	Warranty Deed, Transfer FIDELITY NATIONAL TITLE
Oct 12, 2017	Intrafamily Transfer, Transfer
Jun 30, 2017	Intrafamily Transfer, Transfer
Jun 30, 2017	Quit Claim Deed, Transfer · FHA Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 5, 2024
Deed Sale	Dec 5, 2024
Prior Sale	Feb 22, 2023 · Amount on File
Deed Document Number	202428959
Prior Transfer Date	Dec 4, 2024
Prior Transfer Doc	0000028959
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	1315 E 4TH ST, MISHAWAKA, IN 46544-2721
Transaction Type	Mortgage
Record Updated	Feb 28, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002403054
Date	Feb 12, 2024
Instrument	2403054

Lender

Name	FIRST STATE BANK MIDDLEBURY
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 7, 2054

Interest

Rate Type	Adjustable Rate

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Feb 22, 2023
Property Address	1315 E 4TH ST, MISHAWAKA, IN 46544-2721
Document Number	0002303692
Map Reference	PB 8 PG 172
Instrument Date	Feb 14, 2023
Instrument	2303692
Transaction Type	Transfer
Record Updated	Mar 15, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15311 HUNTING RIDGE TRL, GRANGER, IN 46530-9093

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Sep 10, 2021
Property Address	1315 E 4TH ST, MISHAWAKA, IN 46544-2721
Document Number	0002131277
Map Reference	PB 8 PG 172
Instrument Date	Aug 20, 2021
Instrument	2131277
Transaction Type	Transfer
Record Updated	Feb 14, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27979 HIGHVIEW AVE, BARSTOW, CA 92311-6409

October 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOSEPH IN
Recording Date	Oct 12, 2017
Property Address	1315 E 4TH ST, MISHAWAKA, IN 46544-2721
Document Number	0001727800
Map Reference	PB 8 PG 172
Instrument Date	Oct 5, 2017
Instrument	1727800
Transaction Type	Transfer
Record Updated	Feb 14, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1315 E 4TH ST, MISHAWAKA, IN 46544-2721

June 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOSEPH IN
Recording Date	Jun 30, 2017
Property Address	1315 E 4TH ST, MISHAWAKA, IN 46544-2721
Document Number	0001716874
Map Reference	PB8 PG 172
Instrument Date	May 23, 2017
Instrument	1716874
Transaction Type	Transfer
Record Updated	Feb 14, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1315 E 4TH ST, MISHAWAKA, IN 46544-2721

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Jun 30, 2017
Property Address	1315 E 4TH ST, MISHAWAKA, IN 46544-2721
Document Number	0001716875
Map Reference	PB8 PG 172
Instrument Date	Feb 1, 2017
Instrument	1716875
Transaction Type	Transfer
Record Updated	Feb 14, 2023

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1315 E 4TH ST, MISHAWAKA, IN 46544-2721

Mortgage

Document Number	0001716876
Date	Jun 30, 2017
Instrument	1716876

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Penn Township
Municipality	Mishawaka City
Unified School District	Mishawaka School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$89,100 Land $26,000 Building $63,100	$89,100 Land $26,000 Building $63,100
2024	$1,276.00 (+34.6%)
2023	$948.00 (-65.36%)	$33,000 (-71.72%) Land $8,700 Building $24,300	$33,000 (-71.72%) Land $8,700 Building $24,300
2022	$2,737.00	$116,700 Land $26,000 Building $90,700	$116,700 Land $26,000 Building $90,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1315 E 4th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 15, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1315 E 4th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISHAWAKA UTILITIES serves 49,675 people · EPA ID IN5271009
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	7 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Fourway.

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