Contra Costa County property record for 1240 Scott St, El Cerrito, CA 94530
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,683 sqft · built 1951 |
| Lot Size | 0.109 acres (4,756 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $740,000 (Sep 2015) |
| Tax Bill | $12,445 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Oct 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 503-110-018-2 |
| Primary APN | 503-110-018-2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,683 sqft Living Area |
| 1st Floor Area | 1,286 sqft |
| Basement Area | 397 sqft |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Lot Area | 4,756 sqft (0.109 acres) |
| Garage Type | Attached |
| Garage Area | 468 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Central |
|---|
| Street Address | 1240 SCOTT ST |
|---|---|
| City | EL CERRITO |
| State | CA |
| Zip | 94530-2458 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | N BERK TERR POR LOT 2 BLK 1 |
| Legal Subdivision | NORTH BERKELEY TERRACE |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | WEST CONTRA COSTA |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 387000 |
1240 Scott St is owned and occupied by two individuals who bought it in September 2015.
Source: Contra Costa County records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1240 SCOTT ST, EL CERRITO, CA 94530-2458 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Oct 25, 2018 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 2, 2015 · Amount on File |
| Deed Sale | Sep 2, 2015 · Amount on File |
| Deed Document Number | 2015183781 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 1240 SCOTT ST, EL CERRITO, CA 94530-2458 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | LANDSAFE TITLE CALIFORNIA |
| Name | Verified Name |
|---|---|
| Address | 1240 SCOTT ST, EL CERRITO, CA 94530-2458 |
| Document Number | 0000283703 |
|---|---|
| Date | Oct 14, 2021 |
| Instrument | 2021-283703 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Nov 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 1240 SCOTT ST, EL CERRITO, CA 94530-2458 |
| Document Number | 0000180244 |
| Instrument Date | Oct 25, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2018 |
| Title Company | SERVICELINK ALIQUIPPA |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 1240 SCOTT ST EL CERRITO CA 945302458, EL CERRITO, CA 94530-2458 |
| Document Number | 0000180244 |
|---|---|
| Date | Nov 6, 2018 |
| Instrument | 180244 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 5, 2048 |
The 2025 property tax bill for 1240 Scott St was $12,445.
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | El Cerrito City |
| Unified School District | West Contra Costa Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $893,520 (+2%) Land $738,365 Building $155,155 | |
| 2025 | $12,445.00 | $876,001 Land $723,888 Building $152,113 |
| 2023 | $11,941.00 (+1.41%) | $841,987 Land $695,780 Building $146,207 |
| 2022 | $11,775.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1240 Scott St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1240 Scott St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 951 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sonic Telecom Fiber | 10,000 / 10,000 |
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Unwired Fixed Wireless | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Etheric Networks.
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