1300 Cromey Rd NE, Palm Bay, FL 32905 Property Records

Brevard County property record for 1300 Cromey Rd NE, Palm Bay, FL 32905

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,157 sqft · built 1976
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on File
Last Sale	$155,000 (Apr 2019)
Tax Bill	$1,649 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-37-21-KY-24-16`

Property Details

APN / Parcel Number

Primary APN	`28-37-21-KY-24-16`
Alternative APNs	`28-37-21-KY-00024.0-0016.00` `2830299`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,157 sqft Living Area
Gross Area	1,593 sqft
1st Floor Area	1,157 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 2000
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	14,810 sqft (0.34 acres)
Lot Dimensions	136 ft deep x 109 ft wide
Garage Type	Attached
Garage Area	292 sqft
Porch	Florida Room
Porch Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2830299
Street Address	1300 CROMEY RD NE
City	PALM BAY
State	FL
Zip	32905-3810
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS2
Legal Description	PORT MALABAR COUNTRY CLUB UNIT 4 LOT 16 BLK 24
Legal Range	37E
Legal Township	28S
Legal Section	21
Legal Subdivision	PORT MALABAR COUNTRY CLUB UNIT 4
Legal Block	24
Legal Lot Number	16
Legal Unit	4
Jurisdiction	BREVARD FL
Township / Civil Division	PALM BAY
Census Block Group	2
Census Block	2010
Census Tract	65131

Owner

1300 Cromey Rd NE is owned and occupied by two individuals who bought it in April 2019.

Source: Brevard County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1300 CROMEY NORTHEAST RD NE, PALM BAY, FL 32905
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2022	Deed of Trust, Mortgage · Line of Credit COMMUNITY CU OF FLORIDA
Aug 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage PRIMELENDING
Apr 17, 2019	Warranty Deed, Transfer · Second Mortgage (Down Payment) BREVARD COUNTY HOUSING FINANCE AUTH

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 2019 · Amount on File
Deed Sale	Apr 17, 2019 · Amount on File
Prior Sale	Jun 16, 2014 · Amount on File
Deed Document Number	201980117
Deed Book / Page	8416 / 1482
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	1300 CROMEY RD NE, PALM BAY, FL 32905-3810
Transaction Type	Mortgage
Record Updated	Jul 11, 2022
Title Company	FEDERAL TITLE INS AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1300 CROMEY RD NE, PALM BAY, FL 32905-3810

Mortgage

Document Number	0095431111
Date	Jun 24, 2022
Book Page	9543/1111
Instrument	2022158635

Lender

Name	COMMUNITY CU OF FLORIDA
Type	Credit Union
Address	ROCKLEDGE, FL 32955

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 23, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	1300 CROMEY RD NE, PALM BAY, FL 32905-3810
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1300 CROMEY RD NE, PALM BAY, FL 32905-3810

Mortgage

Document Number	0092120630
Date	Aug 4, 2021
Book Page	9212/630
Instrument	2021201508

Lender

Name	PRIMELENDING
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Apr 17, 2019
Property Address	1300 CROMEY RD NE, PALM BAY, FL 32905-3810
Document Number	0084161482
Book / Page	8416 / 1482
Map Reference	MB 24 PG 25
Instrument Date	Apr 3, 2019
Instrument	2019080117
Transaction Type	Transfer
Record Updated	Jul 2, 2021
Title Company	PRESTIGE TTL OF BREVARD LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,085.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	530 MALABAR RD SW # SW210, 530, PALM BAY, FL 32907-2990

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1300 CROMEY RD NE, PALM BAY, FL 32905-3810

Mortgage

Document Number	2019080121
Date	Apr 17, 2019
Instrument	2019080121

Lender

Name	BREVARD COUNTY HOUSING FINANCE AUTH
Type	Government Agency

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record

Interest

Rate	7%

Mortgage

Document Number	0084161484
Date	Apr 17, 2019
Book Page	8416/1484
Instrument	2019080119

Lender

Name	PRIMELENDING
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1300 Cromey Rd NE was $1,649 with a homeowner's exemption.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Palm Bay City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$131,090 (+2.69%)	$180,360 (-7.34%)
2025	$1,649.00 Homeowner's exemption	$127,650	$194,640 Land $65,000 Building $129,640
2023	$1,553.00 (+5.36%) Homeowner's exemption	$120,450 (+2.99%)	$195,860 (+8.12%) Land $55,000 Building $140,860
2022	$1,474.00 Homeowner's exemption	$116,950	$181,150 Land $50,000 Building $131,150

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1300 Cromey Rd NE in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1300 Cromey Rd NE is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM BAY serves 140,750 people · EPA ID FL3050442
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Wire 3.

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