1304 Cromey Rd NE, Palm Bay, FL 32905 Property Records

Brevard County property record for 1304 Cromey Rd NE, Palm Bay, FL 32905

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,421 sqft · built 1975
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on File
Last Sale	$110,000 (Aug 2019)
Tax Bill	$1,765 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-37-21-KY-24-15`

Property Details

APN / Parcel Number

Primary APN	`28-37-21-KY-24-15`
Alternative APNs	`28-37-21-KY-00024.0-0015.00` `2830298`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,421 sqft Living Area
Gross Area	2,111 sqft
1st Floor Area	1,421 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 2000
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	125 ft deep x 90 ft wide
Garage Type	Carport
Garage Area	276 sqft
Carport	Carport
Carport Area	276 sqft

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	72 sqft
Patio Area	201 sqft
Utility Building	57 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2830298
Street Address	1304 CROMEY RD NE
City	PALM BAY
State	FL
Zip	32905-3810
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS2
Legal Description	PORT MALABAR COUNTRY CLUB UNIT 4 LOT 15 BLK 24
Legal Range	37E
Legal Township	28S
Legal Section	21
Legal Subdivision	PORT MALABAR COUNTRY CLUB UNIT 4
Legal Block	24
Legal Lot Number	15
Legal Unit	4
Jurisdiction	BREVARD FL
Township / Civil Division	PALM BAY
Census Block Group	2
Census Block	2010
Census Tract	65131

Owner

1304 Cromey Rd NE is owned and occupied by two individuals who bought it in August 2019.

Source: Brevard County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1304 CROMEY RD NE, PALM BAY, FL 32905-3810
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2025	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA
Aug 15, 2019	Warranty Deed, Transfer · FHA Mortgage AMERICAN BANCSHARES MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 2019 · Amount on File
Deed Sale	Aug 15, 2019 · Amount on File
Prior Sale	May 10, 2006 · Amount on File
Deed Document Number	2019179457
Deed Book / Page	8515 / 705
Prior Transfer Date	Sep 22, 1999
Prior Transfer Doc	4074001804
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	1304 CROMEY RD NE, PALM BAY, FL 32905-3810
Transaction Type	Mortgage
Record Updated	Dec 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1304 CROMEY RD NE, PALM BAY, FL 32905-3810

Mortgage

Document Number	0104901380
Date	Dec 1, 2025
Book Page	10490/1380
Instrument	2025238698

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2055

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Aug 15, 2019
Property Address	1304 CROMEY RD NE, PALM BAY, FL 32905-3810
Document Number	0085150705
Book / Page	8515 / 0705
Map Reference	MB 24 PG 25
Instrument Date	May 15, 2019
Instrument	2019179457
Transaction Type	Transfer
Record Updated	Jul 2, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$770.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1916 SW 150TH AVE, 1916, MIRAMAR, FL 33027-4345

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1304 CROMEY RD NE, PALM BAY, FL 32905-3810

Mortgage

Document Number	2019179458
Date	Aug 15, 2019
Instrument	2019179458

Lender

Name	AMERICAN BANCSHARES MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1304 Cromey Rd NE was $1,765 with a homeowner's exemption.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Palm Bay City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$137,660 (+2.69%)	$196,700 (-5.97%)
2025	$1,765.00 Homeowner's exemption	$134,050	$209,180 Land $65,000 Building $144,180
2023	$1,608.00 (+5.3%) Homeowner's exemption	$123,400 (+3%)	$207,050 (+8.95%) Land $55,000 Building $152,050
2022	$1,527.00 Homeowner's exemption	$119,810	$190,050 Land $50,000 Building $140,050

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1304 Cromey Rd NE in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1304 Cromey Rd NE is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM BAY serves 140,750 people · EPA ID FL3050442
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Wire 3.

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