1196 Cromey Rd NE, Palm Bay, FL 32905 Property Records

Brevard County property record for 1196 Cromey Rd NE, Palm Bay, FL 32905

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,289 sqft · built 1974
Lot Size	0.42 acres (18,295 sqft)
Owner	2 Individual Names on File
Last Sale	$335,000 (Jul 2022)
Tax Bill	$4,768 (2025)
Deeds & Mortgages	Apr 2026 Sale Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-37-21-KY-49-8`

Property Details

APN / Parcel Number

Primary APN	`28-37-21-KY-49-8`
Alternative APNs	`28-37-21-KY-00049.0-0008.00` `2830657`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,289 sqft Living Area
Gross Area	2,119 sqft
1st Floor Area	1,289 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 2010
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	18,295 sqft (0.42 acres)
Lot Dimensions	152 ft deep x 119 ft wide
Garage Type	Attached
Garage Area	452 sqft
Porch	Florida Room
Porch Area	378 sqft
Patio Area	126 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2830657
Street Address	1196 CROMEY RD NE
City	PALM BAY
State	FL
Zip	32905-4543
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS2
Legal Description	PORT MALABAR COUNTRY CLUB UNIT 4 LOT 8 BLK 49
Legal Range	37E
Legal Township	28S
Legal Section	21
Legal Subdivision	PORT MALABAR COUNTRY CLUB UNIT 4
Legal Block	49
Legal Lot Number	8
Legal Unit	4
Jurisdiction	BREVARD FL
Township / Civil Division	PALM BAY
Census Block Group	1
Census Block	1004
Census Tract	65130

Owner

1196 Cromey Rd NE is owned and occupied by two individuals who bought it in July 2022.

Source: Brevard County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1196 CROMEY RD NE, PALM BAY, FL 32905-4543
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Jul 18, 2022	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2022 · Amount on File
Deed Sale	Jul 18, 2022 · Amount on File
Prior Sale	Dec 11, 2008 · Amount on File
Deed Document Number	2022176785
Deed Book / Page	9561 / 2958
Prior Transfer Date	Aug 28, 1997
Prior Transfer Doc	3719002692
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Apr 10, 2026
Property Address	1196 CROMEY RD NE, PALM BAY, FL 32905-4543
Document Number	0000072652
Book / Page	10595 / 2531
Instrument Date	Apr 2, 2026
Instrument	202672652
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$70.70
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	1196 CROMEY RD NE, PALM BAY, FL 32905-4543
Investor	Possibly a Property Investor

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Jul 18, 2022
Property Address	1196 CROMEY RD NE, PALM BAY, FL 32905-4543
Document Number	0095612958
Book / Page	9561 / 2958
Map Reference	MB 24 PG 25
Instrument Date	Jul 15, 2022
Instrument	2022176785
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	PRESTIGE TITLE/BREVARD LLC, PRESTIGE TTL OF BREVARD LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,345.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3772 COACHMAN LN SE, 3772, PALM BAY, FL 32909-1335

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1196 CROMEY RD NE, PALM BAY, FL 32905-4543

Mortgage

Document Number	0095612959
Date	Jul 18, 2022
Instrument	9561/2959

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 1196 Cromey Rd NE was $4,768, up 2.3% from the year before.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Palm Bay City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$284,380 (-5.29%)	$284,380 (-7.72%)
2025	$4,768.00 (+2.32%) Homeowner's exemption	$300,250	$308,170
2024	$4,660.00 (+2.1%)
2023	$4,564.00 (+720.86%) Homeowner's exemption	$283,300 (+320.01%) Land $55,000 Building $228,300	$283,300 (+26.72%) Land $55,000 Building $228,300
2022	$556.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$67,450	$223,560 Land $50,000 Building $173,560

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1196 Cromey Rd NE in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 25 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	2 (2008–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1196 Cromey Rd NE is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM BAY serves 140,750 people · EPA ID FL3050442
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Wire 3.

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