1248 Cromey Rd NE, Palm Bay, FL 32905 Property Records

Brevard County property record for 1248 Cromey Rd NE, Palm Bay, FL 32905

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,421 sqft · built 1974
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on File
Last Sale	$315,000 (Apr 2022)
Tax Bill	$3,697 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Feb 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`28-37-21-KY-49-19`

Property Details

APN / Parcel Number

Primary APN	`28-37-21-KY-49-19`
Alternative APNs	`28-37-21-KY-00049.0-0019.00` `2830668`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,421 sqft Living Area
Gross Area	2,156 sqft
1st Floor Area	1,421 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 2000
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	125 ft deep x 85 ft wide
Garage Type	Carport
Garage Area	276 sqft
Carport	Carport
Carport Area	276 sqft

Exterior Amenities

Porch	Florida Room
Porch Area	402 sqft
Deck Area	523 sqft
Utility Building	57 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2830668
Street Address	1248 CROMEY RD NE
City	PALM BAY
State	FL
Zip	32905-4504
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS2
Legal Description	PORT MALABAR COUNTRY CLUB UNIT 4 LOT 19 BLK 49
Legal Range	37E
Legal Township	28S
Legal Section	21
Legal Subdivision	PORT MALABAR COUNTRY CLUB UNIT 4
Legal Block	49
Legal Lot Number	19
Legal Unit	4
Jurisdiction	BREVARD FL
Township / Civil Division	PALM BAY
Census Block Group	1
Census Block	1004
Census Tract	65130

Owner

1248 Cromey Rd NE is owned and occupied by an individual who bought it in April 2022.

Source: Brevard County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	1248 CROMEY RD NE, PALM BAY, FL 32905-4504
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2022	Warranty Deed, Transfer · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU
Feb 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jul 16, 2018	Warranty Deed, Transfer · FHA Mortgage SUPREME LNDG
Jul 16, 2018	Warranty Deed, Transfer STATE TITLE PARTNERS LLP
Jul 16, 2018	Warranty Deed, Transfer STATE TITLE PARTNERS LLP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 21, 2022 · Amount on File
Deed Sale	Apr 21, 2022 · Amount on File
Prior Sale	Jul 16, 2018 · Amount on File
Deed Document Number	2022100729
Deed Book / Page	9482 / 2680
Prior Transfer Date	Mar 26, 2004
Prior Transfer Doc	0055292743
Record Updated	Sep 20, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Apr 21, 2022
Property Address	1248 CROMEY RD NE, PALM BAY, FL 32905-4504
Document Number	0094822680
Book / Page	9482 / 2680
Map Reference	MB 24 PG 25-29
Instrument Date	Apr 19, 2022
Instrument	2022100729
Transaction Type	Transfer
Record Updated	May 4, 2022
Title Company	PARAGON TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,205.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5632 ARAL DR, 5632, LAKELAND, FL 33805-9615

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5300 WASHINGTON ST, HOLLYWOOD, FL 33021-7750

Mortgage

Document Number	0094822682
Date	Apr 21, 2022
Instrument	9482/2682

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	1248 CROMEY RD NE, PALM BAY, FL 32905-4504
Transaction Type	Mortgage
Record Updated	Mar 10, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0090232888
Date	Feb 22, 2021
Book Page	9023/2888
Instrument	2021043367

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Jul 16, 2018
Property Address	1248 CROMEY RD NE, PALM BAY, FL 32905-4504
Document Number	0082122436
Book / Page	008212 / 002436
Instrument Date	Jul 13, 2018
Instrument	157678
Transaction Type	Transfer
Record Updated	Jul 30, 2018
Title Company	STATE TITLE PARTNERS LLP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,190.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1248 CROMEY RD NE PALM BAY FL 329054504, PALM BAY, FL 32905-4504

Mortgage

Document Number	82122439
Date	Jul 16, 2018
Book Page	008212/002439
Instrument	157681

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 15, 2048

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Jul 16, 2018
Property Address	1248 CROMEY RD NE, PALM BAY, FL 32905-4504
Document Number	0082122437
Book / Page	008212 / 002437
Instrument Date	Jul 13, 2018
Instrument	157679
Transaction Type	Transfer
Record Updated	Jul 30, 2018
Title Company	STATE TITLE PARTNERS LLP

Transaction

Amount	Amount on Record
Tax	$1,190.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1248 CROMEY RD NE PALM BAY FL 329054504, PALM BAY, FL 32905-4504

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Jul 16, 2018
Property Address	1248 CROMEY RD NE, PALM BAY, FL 32905-4504
Document Number	0082122438
Book / Page	008212 / 002438
Instrument Date	Jul 13, 2018
Instrument	157680
Transaction Type	Transfer
Record Updated	Jul 30, 2018
Title Company	STATE TITLE PARTNERS LLP

Transaction

Amount	Amount on Record
Tax	$1,190.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1248 CROMEY RD NE PALM BAY FL 329054504, PALM BAY, FL 32905-4504

Tax Assessment & Valuation

The 2025 property tax bill for 1248 Cromey Rd NE was $3,697 with a homeowner's exemption, down 2.4% from the year before.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Palm Bay City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$227,560 (-5.57%)	$227,560 (-5.57%)
2025	$3,697.00 (-2.35%) Homeowner's exemption	$240,970	$240,970
2024	$3,786.00 (+2.24%)
2023	$3,703.00 (+81.7%) Homeowner's exemption	$236,740 (+60.85%)	$245,270 (+7.21%) Land $55,000 Building $190,270
2022	$2,038.00 Homeowner's exemption	$147,180	$228,780 Land $50,000 Building $178,780

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1248 Cromey Rd NE in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 25 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	2 (2008–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1248 Cromey Rd NE is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM BAY serves 140,750 people · EPA ID FL3050442
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Wire 3.

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