1272 Cromey Rd NE, Palm Bay, FL 32905 Property Records

Brevard County property record for 1272 Cromey Rd NE, Palm Bay, FL 32905

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,288 sqft · built 1974
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on File
Last Sale	$155,000 (Mar 2019)
Tax Bill	$1,963 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Mar 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`28-37-21-KY-49-20`

Property Details

APN / Parcel Number

Primary APN	`28-37-21-KY-49-20`
Alternative APNs	`28-37-21-KY-00049.0-0020.00` `2830669`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,288 sqft Living Area
Gross Area	1,876 sqft
1st Floor Area	1,288 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 2000
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	125 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	220 sqft

Exterior Amenities

Porch	Florida Room
Porch Area	288 sqft
Patio Area	189 sqft
Utility Building	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2830669
Street Address	1272 CROMEY RD NE
City	PALM BAY
State	FL
Zip	32905-4504
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS2
Legal Description	PORT MALABAR COUNTRY CLUB UNIT 4 LOT 20 BLK 49
Legal Range	37E
Legal Township	28S
Legal Section	21
Legal Subdivision	PORT MALABAR COUNTRY CLUB UNIT 4
Legal Block	49
Legal Lot Number	20
Legal Unit	4
Jurisdiction	BREVARD FL
Township / Civil Division	PALM BAY
Census Block Group	1
Census Block	1004
Census Tract	65130

Owner

1272 Cromey Rd NE is owned and occupied by an individual who bought it in March 2019.

Source: Brevard County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	1272 CROMEY RD NE, PALM BAY, FL 32905-4504
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2026	Deed of Trust, Mortgage · FHA Mortgage KIND LENDING LLC
Mar 11, 2019	Warranty Deed, Transfer · FHA Mortgage LAKEVIEW LN SERVICING
Mar 23, 2018	Warranty Deed, Transfer STATE TITLE COMPANY
Mar 23, 2018	Warranty Deed, Transfer STATE TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 11, 2019 · Amount on File
Deed Sale	Mar 11, 2019 · Amount on File
Prior Sale	Mar 23, 2018 · Amount on File
Deed Document Number	201949419
Deed Book / Page	8386 / 1725
Prior Transfer Date	Jun 16, 1993
Prior Transfer Doc	3300001657
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	1272 CROMEY RD NE, PALM BAY, FL 32905-4504
Transaction Type	Mortgage
Record Updated	Apr 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1272 CROMEY RD NE, PALM BAY, FL 32905-4504

Mortgage

Document Number	0105702117
Date	Mar 16, 2026
Book Page	10570/2117
Instrument	2026051127

Lender

Name	KIND LENDING LLC
Type	Mortgage Company
Address	IRVINE, CA 92614

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	300 Months
Due	Mar 1, 2051

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Mar 11, 2019
Property Address	1272 CROMEY RD NE, PALM BAY, FL 32905-4504
Document Number	0083861725
Book / Page	008386 / 001725
Instrument Date	Mar 8, 2019
Instrument	49419
Transaction Type	Transfer
Record Updated	Sep 9, 2019
Title Company	SUPREME TITLE CLOSINGS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,085.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1272 CROMEY RD NE PALM BAY FL 329054504, PALM BAY, FL 32905-4504

Mortgage

Document Number	83861727
Date	Mar 11, 2019
Book Page	008386/001727
Instrument	49420

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 10, 2049

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Mar 23, 2018
Property Address	1272 CROMEY RD NE, PALM BAY, FL 32905-4504
Document Number	0081211385
Book / Page	008121 / 001385
Instrument Date	Mar 21, 2018
Instrument	65090
Transaction Type	Transfer
Record Updated	Apr 10, 2018
Title Company	STATE TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$738.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1870 RAWDON ST NW PALM BAY FL 329078513, PALM BAY, FL 32907-8513

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Mar 23, 2018
Property Address	1272 CROMEY RD NE, PALM BAY, FL 32905-4504
Document Number	0081211386
Book / Page	008121 / 001386
Instrument Date	Mar 21, 2018
Instrument	65091
Transaction Type	Transfer
Record Updated	Apr 10, 2018
Title Company	STATE TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$738.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1870 RAWDON ST NW PALM BAY FL 329078513, PALM BAY, FL 32907-8513

Tax Assessment & Valuation

The 2025 property tax bill for 1272 Cromey Rd NE was $1,963 with a homeowner's exemption, up 2.8% from the year before.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Palm Bay City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$148,900 (+2.7%)	$210,650 (-5.01%)
2025	$1,963.00 (+2.83%) Homeowner's exemption	$144,990	$221,760
2024	$1,909.00 (+2.86%)
2023	$1,856.00 (+4.86%) Homeowner's exemption	$136,810 (+3%)	$224,420 (+9.33%) Land $55,000 Building $169,420
2022	$1,770.00 Homeowner's exemption	$132,830	$205,270 Land $50,000 Building $155,270

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1272 Cromey Rd NE in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 25 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	2 (2008–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1272 Cromey Rd NE is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM BAY serves 140,750 people · EPA ID FL3050442
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Wire 3.

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