130 N Spring St, Bluffton, OH 45817 Property Records

Allen County property record for 130 N Spring St, Bluffton, OH 45817

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,854 sqft · built 1920
Lot Size	0.422 acres (18,382 sqft)
Owner	2 Individual Names on Record
Last Sale	$165,900 (Nov 2005)
Tax Bill	$2,068 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Nov 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-0110-05-004.000`

Property Details

APN / Parcel Number

Primary APN	`28-0110-05-004.000`
Alternative APN	`A0228011005004000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,854 sqft Living Area
Gross Area	3,148 sqft
1st Floor Area	1,182 sqft
Upper Floors Area	672 sqft
Basement Area	1,182 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1970
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	18,382 sqft (0.422 acres)
Lot Dimensions	184 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Frame Porch
Porch Area	332 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	130 N SPRING ST
City	BLUFFTON
State	OH
Zip	45817-1153
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GODFREYS ADDITION OL 23 NW PT JOINT TEN FF 100.00
Legal Subdivision	GODFREYS ADDITION
Legal Lot Number	23
Jurisdiction	ALLEN OH
Township / Civil Division	RICHLAND
Census Block Group	1
Census Block	1019
Census Tract	10100

Owner

Source: Allen County records, as of September 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	130 N SPRING ST, BLUFFTON, OH 45817-1153
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2026	Deed of Trust, Mortgage · Line of Credit BANK NATIONAL ASSOCIATION
Nov 18, 2022	Deed of Trust, Mortgage · Line of Credit THE FIRST NATIONAL BANK OF PANDORA
Oct 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage SUPERIOR CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 2, 2005 · Amount on Record
Deed Sale	Nov 2, 2005 · Amount on Record
Prior Sale	Sep 20, 1993 · Amount on Record
Deed Document Number	200519516
Deed Book / Page	949 / 295
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Recording Date	Aug 28, 2026
Property Address	130 N SPRING ST, BLUFFTON, OH 45817-1153
Document Number	0000009052
Instrument Date	Aug 20, 2026
Instrument	20269052
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman, 286
Address	130 N SPRING ST, BLUFFTON, OH 45817-1153

Mortgage

Document Number	0000009052,
Date	Aug 28, 2026
Instrument	20269052

Lender

Name	BANK NATIONAL ASSOCIATION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 25, 2046

Interest

Rate Type	Adjustable Rate
Rate	7.51%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	130 N SPRING ST, BLUFFTON, OH 45817-1153
Transaction Type	Mortgage
Record Updated	Nov 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	11180013270
Date	Nov 18, 2022
Book Page	2022/13270
Instrument	202211180013270

Lender

Name	THE FIRST NATIONAL BANK OF PANDORA
Type	Bank
Address	PANDORA, OH 45877

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	57 Months
Due	Aug 5, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	130 N SPRING ST, BLUFFTON, OH 45817-1153
Document Number	0000012166
Instrument Date	Oct 1, 2020
Transaction Type	Mortgage
Record Updated	Oct 12, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	130 N SPRING ST BLUFFTON OH 458171153, BLUFFTON, OH 45817-1153

Mortgage

Document Number	0000012166
Date	Oct 2, 2020
Instrument	12166

Lender

Name	SUPERIOR CU
Type	Credit Union
Address	LIMA, OH 45807

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2035

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	Richland Township
Municipality	Bluffton Village
Unified School District	Bluffton Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,068.00 (-0.05%)	$62,690 (-) Land $17,080 Building $45,610	$179,100 (-) Land $48,800 Building $130,300
2024	$2,069.00 (+11.12%) Homeowner's exemption	$62,690 (+19.96%) Land $17,080 Building $45,610	$179,100 (+19.96%) Land $48,800 Building $130,300
2023	$1,862.00 (-0.96%) Homeowner's exemption	$52,260 (-) Land $14,250 Building $38,010
2022	$1,880.00 Homeowner's exemption	$52,260 Land $14,250 Building $38,010
2021			$149,300 Land $40,700 Building $108,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (2007–2011)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Feb 2011 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLUFFTON VILLAGE serves 4,082 people · EPA ID OH0200112
Water Source	Purchased surface water from OTTAWA VILLAGE
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fiber · Fixed Wireless	1,000 / 500
MetaLINK Technologies Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Buckeye Wireless.

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