116 N Spring St, Bluffton, OH 45817 Property Records

Allen County property record for 116 N Spring St, Bluffton, OH 45817

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,512 sqft · built 1931
Lot Size	0.182 acres (7,928 sqft)
Owner	Individual Name on Record
Last Sale	$86,500 (Mar 2002)
Tax Bill	$1,473 (2025)
Deeds & Mortgages	Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-0111-07-003.000`

Property Details

APN / Parcel Number

Primary APN	`28-0111-07-003.000`
Alternative APN	`A0228011107003000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,512 sqft Living Area
Gross Area	2,292 sqft
1st Floor Area	888 sqft
Upper Floors Area	624 sqft
Basement Area	780 sqft

Exterior

Year Built	Built 1931
Effective Year Built	Effective 1931
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	7,928 sqft (0.182 acres)
Lot Dimensions	162 ft deep x 49 ft wide
Deck Area	587 sqft
Patio Area	456 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	116 N SPRING ST
City	BLUFFTON
State	OH
Zip	45817-1108
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEWIS SUB DIVISION LOT 604 FF 49.00
Legal Subdivision	LEWIS SUB DIV
Legal Lot Number	604
Jurisdiction	ALLEN OH
Township / Civil Division	RICHLAND
Census Block Group	1
Census Block	1032
Census Tract	10100

Owner

Source: Allen County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	116 N SPRING ST, BLUFFTON, OH 45817-1108
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 15, 2002 · Amount on Record
Deed Sale	Mar 15, 2002 · Amount on Record
Prior Sale	Jul 1, 1999 · Amount on Record
Last Transfer Date	Nov 7, 2019
Transfer Doc	11260012665
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	116 N SPRING ST, BLUFFTON, OH 45817-1108
Document Number	0000011144
Instrument Date	Oct 11, 2019
Transaction Type	Mortgage
Record Updated	Nov 5, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 N SPRING ST BLUFFTON OH 458171108, BLUFFTON, OH 45817-1108

Mortgage

Document Number	0000011144
Date	Oct 21, 2019
Instrument	11144

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Oct 20, 2029

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	Richland Township
Municipality	Bluffton Village
Unified School District	Bluffton Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,473.00	$44,630 (-) Land $8,120 Building $36,510	$127,500 (-) Land $23,200 Building $104,300
2024	$1,473.00 (+11.17%) Homeowner's exemption	$44,630 (+20.04%) Land $8,120 Building $36,510	$127,500 (+20.06%) Land $23,200 Building $104,300
2023	$1,325.00 (-0.97%) Homeowner's exemption	$37,180 (-) Land $6,760 Building $30,420
2022	$1,338.00 Homeowner's exemption	$37,180 Land $6,760 Building $30,420
2021			$106,200 Land $19,300 Building $86,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (2007–2011)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Feb 2011 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLUFFTON VILLAGE serves 4,082 people · EPA ID OH0200112
Water Source	Purchased surface water from OTTAWA VILLAGE
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fiber · Fixed Wireless	1,000 / 500
MetaLINK Technologies Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Buckeye Wireless.

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