13 Ryan Rd, West Townsend, MA 01474 Property Records

Middlesex County and Townsend Town property record for 13 Ryan Rd, West Townsend, MA 01474

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,428 sqft · built 1989
Lot Size	1.6 acres (69,696 sqft)
Owner	2 Individual Names on Record
Last Sale	$265,000 (Jul 2000)
Tax Bill	$9,380 (2026)
Deeds & Mortgages	May 2025 Mortgage Nov 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`TOWN M:0009 B:0010 L:0008`

Property Details

APN / Parcel Number

Primary APN	`TOWN M:0009 B:0010 L:0008`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,428 sqft Living Area
Gross Area	8,568 sqft
Basement Area	2,476 sqft
Unfinished Basement	2,476 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	69,696 sqft (1.6 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	13 RYAN RD
City	WEST TOWNSEND
State	MA
Zip	01474-1148
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA3
Legal Subdivision	125 WAVERLEY AVE
Legal Block	10
Legal Lot Number	8
Jurisdiction	TOWNSEND MA
Township / Civil Division	TOWNSEND
Census Block Group	3
Census Block	3013
Census Tract	301102

Owner

Source: Middlesex County and Townsend Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13 RYAN RD, WEST TOWNSEND, MA 01474-1148
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 28, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE
Nov 24, 2017	Deed of Trust, Mortgage · Conventional Mortgage WORKERS CU
Sep 8, 2017	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2000 · Amount on Record
Deed Sale	Jul 7, 2000 · Amount on Record
Prior Sale	Dec 29, 1995 · Amount on Record
Record Updated	Oct 29, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOWNSEND MA
Property Address	13 RYAN RD, TOWNSEND, MA 01474-1148
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	084145-210
Date	May 28, 2025
Book Page	84145/210
Instrument	58453

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2055

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOWNSEND MA
Property Address	13 RYAN RD, TOWNSEND, MA 01474-1148
Document Number	70303-482
Book / Page	070303 / 000482
Instrument Date	Nov 24, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	70303-482
Date	Nov 29, 2017
Book Page	070303/000482
Instrument	193280

Lender

Name	WORKERS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 28, 2047

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOWNSEND MA
Property Address	13 RYAN RD, TOWNSEND, MA 01474-1148
Document Number	69940-33
Instrument Date	Sep 8, 2017
Transaction Type	Mortgage
Record Updated	Aug 25, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	69940-33
Date	Sep 15, 2017
Book Page	069940/000033
Instrument	342

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 14, 2047

Tax Assessment & Valuation

Source: Middlesex County and Townsend Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Townsend Town
Unified School District	North Middlesex School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,380.00	$682,200 (+5.6%) Land $111,600 Building $554,300	$611,895 (-)
2025	$9,380.00 (+2.85%)	$646,000 (+2.07%) Land $98,500 Building $547,500	$611,895 (-1.3%)
2024	$9,120.00 (-0.39%)	$632,900 (+5.48%) Land $98,500 Building $534,400	$619,970
2023	$9,156.00	$600,000 Land $85,500 Building $514,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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