7 Cedar Ave, Gaithersburg, MD 20877 Property Records

Montgomery County property record for 7 Cedar Ave, Gaithersburg, MD 20877

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,938 sqft · built 1931
Lot Size	0.242 acres (10,526 sqft)
Owner	2 Individual Names on Record
Last Sale	$560,000 (Nov 2022)
Tax Bill	$2,393 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-00841230`

Property Details

APN / Parcel Number

Primary APN	`09-00841230`
Alternative APN	`00841230`

Interior

Full Baths	4 Baths
Stories	1 Story
Building Area	2,938 sqft Living Area
1st Floor Area	1,318 sqft
Basement Area	972 sqft
Finished Basement	972 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1931
Effective Year Built	Effective 1931
Architectural Style	Multi-Level
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	10,526 sqft (0.242 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	144 sqft
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Sewer	Municipal

Location & Zoning

Account Number	00841230
Street Address	7 CEDAR AVE
City	GAITHERSBURG
State	MD
Zip	20877-1912
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R90
Legal Description	OBSERVATORY HGTS
Legal Subdivision	OBSERVATORY HEIGHTS
Legal Block	1
Legal Lot Number	61
Jurisdiction	MONTGOMERY MD
Township / Civil Division	9
Census Block Group	1
Census Block	1004
Census Tract	700731

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7 CEDAR AVE, GAITHERSBURG, MD 20877-1912
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2022 · Amount on Record
Deed Sale	Nov 30, 2022 · Amount on Record
Prior Sale	Mar 28, 2012 · Amount on Record
Deed Book / Page	66538 / 322
Record Updated	Sep 20, 2026

November 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Nov 30, 2022
Property Address	7 CEDAR AVE, GAITHERSBURG, MD 20877-1912
Document Number	0665380322
Book / Page	66538 / 322
Map Reference	MB 2 PL 138
Instrument Date	Nov 18, 2022
Transaction Type	Transfer
Record Updated	Dec 14, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10004 STEDWICK RD APT 103, 103, MONTGOMERY VILLAGE, MD 20886-3720

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7 CEDAR AVE, GAITHERSBURG, MD 20877-1912

Mortgage

Document Number	0066538332
Date	Nov 30, 2022
Instrument	66538/332

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Municipality	Gaithersburg City
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$535,900 (+15.2%) Land $195,500 Building $340,400	$535,900 (-) Land $195,500 Building $340,400
2025	$2,393.00 (-36.42%)	$465,200 (+43.67%)	$535,900 (+65.5%) Land $195,500 Building $340,400
2023		$323,800 Land $195,500 Building $128,300	$323,800 Land $195,500 Building $128,300
2022	$3,764.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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