Cascade County property record for 12990 MT Highway 200, Simms, MT 59477
| Property Type | Rural Home |
|---|---|
| Details | 2 bd · 1 ba · 960 sqft · built 1910 |
| Lot Size | 40 acres (1,742,444 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $350,000 (Jul 2018) |
| Tax Bill | $3,466 (2026) |
| Deeds & Mortgages | Sep 2020 Line of Credit Aug 2020 Line of Credit + 1 more |
| Flood Zone | Zone D (undetermined) |
| APN | R0248781 |
| Primary APN | R0248781 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 960 sqft Living Area |
| 1st Floor Area | 960 sqft |
| Basement Area | 312 sqft |
| Unfinished Basement | 312 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Historical |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 1,742,444 sqft (40 acres) |
| Garage Type | Detached |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
|---|---|
| Porch Area | 288 sqft |
| Deck Area | 320 sqft |
| Pole Barn | 2,400 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | None |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0004603100 |
|---|---|
| Street Address | 12990 MT HIGHWAY 200 |
| City | SIMMS |
| State | MT |
| Zip | 59477 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | 8 |
| Legal Description | S17, T20 N, R02 W, ACRES 40.001, TR 2, COS #4489, IN W2 OF THE E2, MK7 |
| Legal Range | 02W |
| Legal Township | 20N |
| Legal Section | 17 |
| Legal Tract | 2 |
| Jurisdiction | CASCADE MT |
| Township / Civil Division | SUN RIVER VALLEY |
| Census Block Group | 3 |
| Census Block | 3092 |
| Census Tract | 10700 |
Source: Cascade County records, as of September 3, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 220, SIMMS, MT 59477-0220 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 10, 2020 | Warranty Deed, Transfer · Line of Credit NORTHWEST FARM CREDIT SVCS FLC |
| Aug 28, 2020 | Deed of Trust, Mortgage · Line of Credit NORTHWEST FARM CREDIT SVCS FLC |
| Jul 11, 2018 | Warranty Deed, Transfer · Line of Credit PRAIRIE MOUNTAIN BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 11, 2018 · Amount on Record |
| Deed Sale | Jul 11, 2018 · Amount on Record |
| Prior Sale | Aug 22, 2007 |
| Deed Document Number | 2018357988 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CASCADE MT |
| Recording Date | Sep 10, 2020 |
| Property Address | 12990 MT HIGHWAY 200, SIMMS, MT 59477 |
| Document Number | 0000394621 |
| Instrument Date | Sep 10, 2020 |
| Instrument | 394621 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2020 |
| Title Company | MOUNTAIN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | PO BOX 842 FAIRFIELD MT 594360842, FAIRFIELD, MT 59436-0842 |
| Document Number | 394622 |
|---|---|
| Date | Sep 10, 2020 |
| Instrument | 394622 |
| Name | NORTHWEST FARM CREDIT SVCS FLC |
|---|---|
| Address | SPOKANE, WA 99224-9198 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 9, 2040 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASCADE MT |
| Property Address | 12990 MT HIGHWAY 200, SIMMS, MT 59477 |
| Document Number | 0000394622 |
| Instrument Date | Aug 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2020 |
| Title Company | MOUNTAIN TITLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 15251 KIRBY ST HUDSON CO 806427968, HUDSON, CO 80642-7968 |
| Document Number | 0000394622 |
|---|---|
| Date | Sep 10, 2020 |
| Instrument | 394622 |
| Name | NORTHWEST FARM CREDIT SVCS FLC |
|---|---|
| Address | SPOKANE, WA 99224-9198 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 9, 2040 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CASCADE MT |
| Recording Date | Jul 11, 2018 |
| Property Address | 12990 MT HIGHWAY 200, SIMMS, MT 59477 |
| Document Number | 0000357988 |
| Instrument Date | Jul 10, 2018 |
| Instrument | 357988 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2018 |
| Title Company | STEWART TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | PO BOX 220 SIMMS MT 594770220, SIMMS, MT 59477-0220 |
| Document Number | 357989 |
|---|---|
| Date | Jul 11, 2018 |
| Instrument | 357989 |
| Name | PRAIRIE MOUNTAIN BK |
|---|---|
| Type | Bank |
| Address | GREAT FALLS, MT 59405 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jul 10, 2043 |
| Rate Type | Adjustable Rate |
|---|
Source: Cascade County assessment roll, as of September 3, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Cascade County |
| Elementary School District | Sun River Valley Elementary School District (PK - 08) |
| Secondary School District | Simms High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,466.00 (-5.74%) | $502,860 (-) | |
| 2025 | $3,677.00 (-11.53%) | $502,860 (+18.2%) | $502,860 (+18.2%) Land $63,370 Building $439,490 |
| 2023 | $4,156.00 | $425,438 | $425,438 Land $54,748 Building $370,690 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 8 (1991–2019) |
| Most Recent Claim | May 2019 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · lower than 75% of Montana |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| 3 Rivers Communications Fiber | 1,000 / 1,000 |
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